397 Steve St, Senatobia, MS 38668 Property Records

Tate County property record for 397 Steve St, Senatobia, MS 38668

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,937 sqft · built 2017
Owner	Individual Name on File
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`099L01 0000403`

Property Details

APN / Parcel Number

Primary APN	`099L01 0000403`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,937 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle

Location & Zoning

Street Address	397 STEVE ST
City	SENATOBIA
State	MS
Zip	38668-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WILLIAMS GROVE S/D
Legal Range	07
Legal Township	05
Legal Section	31
Legal Subdivision	WILLIAMS GROVE S/D
Legal Lot Number	3
Jurisdiction	TATE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2004
Census Tract	950302

Owner

397 Steve St is owned by an individual who acquired it in October 2017.

Source: Tate County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2618 OAK CROSSING DR, HERNANDO, MS 38632-7619
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Oct 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017
Deed Sale	Oct 13, 2017
Deed Document Number	0020173226
Deed Book / Page	2017 / 3226
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	397 STEVE ST, SENATOBIA, MS 38668-2918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/11558
Date	Oct 13, 2017
Book Page	2017/11558

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Oct 13, 2017
Property Address	397 STEVE ST, SENATOBIA, MS 38668-2918
Document Number	2017/3226
Book / Page	2017 / 3226
Instrument Date	Oct 6, 2017
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	397 STEVE ST, SENATOBIA, MS 38668-2918

Tax Assessment & Valuation

The 2025 property tax bill for 397 Steve St was $2,928.

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Municipality	Senatobia City
Unified School District	Senatobia Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,928.00	$17,843 Land $2,375 Building $15,468	$178,428 Land $23,750 Building $154,678
2023	$2,408.00	$13,738 Land $2,375 Building $11,363	$137,379 Land $23,750 Building $113,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 397 Steve St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1988–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Steve St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKDALE ESTATES AND LAKE SUENTE private · serves 135 people · EPA ID MS0690008
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Oct 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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