397 State Rd D, Urbana, MO 65767 Property Records

Dallas County property record for 397 State Rd D, Urbana, MO 65767

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,584 sqft · built 1996
Lot Size	5.15 acres (224,334 sqft)
Owner	2 Individual Names on Record
Tax Bill	$874 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-6.0-24-000-000-005.020`

Property Details

APN / Parcel Number

Primary APN	`03-6.0-24-000-000-005.020`

Interior

Full Baths	1 Bath
Building Area	1,584 sqft Base Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	224,334 sqft (5.15 acres)
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	397 STATE ROAD D
City	URBANA
State	MO
Zip	65767-9238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR SW NE, N 400', E 765', S 400', W 765' TO POB, SUBJECT TO ROADS AND EASEMENTS OF RECORD
Jurisdiction	DALLAS MO
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4004
Census Tract	480100

Owner

Source: Dallas County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 134, URBANA, MO 65767-0134
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2015
Deed Sale	Jun 22, 2015
Deed Document Number	0020151303
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	397 STATE ROAD D, URBANA, MO 65767-9238
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 STATE ROAD D, URBANA, MO 65767-9238

Mortgage

Document Number	2021/1972
Date	Jul 8, 2021
Book Page	2021/1972
Instrument	202101972

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	397 STATE ROAD D, URBANA, MO 65767-9238
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2235
Date	Oct 16, 2017
Book Page	2017/2235
Instrument	201702235

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Unified School District	Hickory County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$874.00 (+12.34%)	$20,320 (+12.64%)	$106,900 (+12.64%) Land $7,000 Building $99,900
2023	$778.00	$18,040	$94,900 Land $5,500 Building $89,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 99.9% of Missouri
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	60 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd D

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