Monroe County and Webster Town property record for 397 Spinnaker Ln, Webster, NY 14580
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,527 sqft · built 1993 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $301,000 (May 2022) |
| Tax Bill | $8,043 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEB-0001882 |
| Primary APN | WEB-0001882 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,527 sqft Living Area |
| 1st Floor Area | 824 sqft |
| 2nd Floor Area | 423 sqft |
| Upper Floors Area | 280 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | WEB-0001882 |
|---|---|
| Street Address | 397 SPINNAKER LN |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1771 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | L36 T14 R7 GORE TRACT HILLSBORO COVE 2 LR1404 272-65 |
| Legal Subdivision | HILLSBORO COVE SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 65.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 11201 |
Source: Monroe County and Webster Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 397 SPINNAKER LN, WEBSTER, NY 14580-1771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Apr 7, 2020 | Warranty Deed, Transfer · Conventional with PMI PREMIUM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | Apr 13, 2020 · Amount on Record |
| Deed Document Number | 20221250 |
| Deed Book / Page | 12669 / 571 |
| Prior Transfer Date | Mar 11, 2011 |
| Prior Transfer Doc | 0000000600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | May 31, 2022 |
| Property Address | 397 SPINNAKER LN, WEBSTER, NY 14580-1771 |
| Document Number | 0000001250 |
| Book / Page | 12669 / 571 |
| Map Reference | LB 272 PG 65 |
| Instrument Date | May 23, 2022 |
| Instrument | 202205311250 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | ABAR ABSTRACT, ABAR ABSTRACT CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 397 SPINNAKER LN, 397, WEBSTER, NY 14580-1771 |
| Name | Verified Name |
|---|---|
| Address | 397 SPINNAKER LN, WEBSTER, NY 14580-1771 |
| Document Number | 0000001251 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 202205311251 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Apr 7, 2020 |
| Property Address | 397 SPINNAKER LN, WEBSTER, NY 14580-1771 |
| Document Number | 0000000469 |
| Book / Page | 012330 / 000401 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 469 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $952.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 718 HAWKS NEST CIR ROCHESTER NY 146264894, ROCHESTER, NY 14626-4894 |
| Document Number | 470 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 028461/000544 |
| Instrument | 470 |
| Name | PREMIUM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 6, 2050 |
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,043.00 (+1.4%) | ||
| 2025 | $7,932.00 (+5.63%) | $164,200 (-) Land $16,500 Building $147,700 | $342,100 (+20.84%) Land $34,377 Building $307,723 |
| 2023 | $164,200 (-) Land $16,500 Building $147,700 | $283,100 (+10.33%) Land $28,448 Building $254,652 | |
| 2022 | $164,200 Land $16,500 Building $147,700 | $256,600 Land $25,785 Building $230,815 | |
| 2021 | $7,509.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures