Lauderdale County property record for 397 Smithville Rd, Ripley, TN 38063
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,153 sqft · built 1969 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jun 2022) |
| Tax Bill | $469 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 049058F B 01700 |
| Primary APN | 049058F B 01700 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,153 sqft Living Area |
| 1st Floor Area | 1,153 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 200 ft deep x 90 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 397 SMITHVILLE RD |
|---|---|
| City | RIPLEY |
| State | TN |
| Zip | 38063-6821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: F10 |
| Legal Lot Number | 39 |
| Jurisdiction | LAUDERDALE TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 50400 |
397 Smithville Rd is owned by an individual who bought it in June 2022.
Source: Lauderdale County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2153, BIRMINGHAM, AL 35287-0002 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2022 | Warranty Deed, Transfer · VA Mortgage REGIONS BANK |
| Apr 5, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2022 · Amount on File |
| Deed Sale | Jun 20, 2022 · Amount on File |
| Prior Sale | Apr 5, 2022 · Amount on File |
| Deed Document Number | 199757 |
| Deed Book / Page | 775 / 614 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE TN |
| Recording Date | Jun 20, 2022 |
| Property Address | 397 SMITHVILLE RD, RIPLEY, TN 38063-6821 |
| Document Number | 000775/614 |
| Book / Page | 775 / 614 |
| Map Reference | CAB 1 SL 13 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 199757 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 397 SMITHVILLE RD, RIPLEY, TN 38063-6821 |
| Document Number | 0000199758 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 199758 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAUDERDALE TN |
| Recording Date | Apr 5, 2022 |
| Property Address | 397 SMITHVILLE RD, RIPLEY, TN 38063-6821 |
| Document Number | 000772/111 |
| Book / Page | 772 / 111 |
| Map Reference | CAB 1 SL 13 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 198924 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $203.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 WILLIE ADAMS RD, JACKSON, TN 38305-7228 |
The 2025 property tax bill for 397 Smithville Rd was $469.
Source: Lauderdale County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $469.00 | $18,450 Land $1,200 Building $17,250 | |
| 2023 | $18,450 Land $1,200 Building $17,250 | ||
| 2021 | $73,800 Land $4,800 Building $69,000 | ||
| 2018 | $306.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 397 Smithville Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 397 Smithville Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUDERDALE CO WATER SYSTEM serves 9,092 people · EPA ID TN0000581 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Forked Deer Connect Fiber | 2,500 / 1,250 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures