Macon County property record for 397 Smith Hill Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 2003 |
| Lot Size | 5.17 acres (225,205 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Aug 2024) |
| Tax Bill | $773 (2023) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6553550070 |
| Primary APN | 6553550070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Heated Area |
| 1st Floor Area | 1,736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 225,205 sqft (5.17 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 432 sqft |
| Patio Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 158304 |
|---|---|
| Street Address | 397 SMITH HILL RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-8226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ON RD 1306 |
| Jurisdiction | MACON NC |
| Township / Civil Division | CARTOOGECHAYE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 970200 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 397 SMITH HILL RD, FRANKLIN, NC 28734-8226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on Record |
| Deed Sale | Aug 19, 2024 · Amount on Record |
| Deed Document Number | 20244928 |
| Deed Book / Page | H43 / 410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 397 SMITH HILL RD, FRANKLIN, NC 28734-8226 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 397 SMITH HILL RD, FRANKLIN, NC 28734-8226 |
| Document Number | 000K42/877 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | K-42/877 |
| Instrument | 2023003988 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,940 (+10.21%) Land $59,760 Building $347,180 | $406,940 (+10.21%) Land $59,760 Building $347,180 | |
| 2023 | $773.00 | $369,240 Land $59,760 Building $309,480 | $369,240 Land $59,760 Building $309,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier.
4G LTE only, no 5G reported
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