Suffolk County and Islip Town property record for 397 Smith Ave, Islip, NY 11751 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 36,155 sqft (0.83 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (1998) |
| Tax Bill | $23,875.00 (2024) |
Source: Suffolk County and Islip Town records · APN 472889 444.-2-30
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 SMITH AVE, ISLIP, NY 11751-4718 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 06, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance BETHPAGE FCU |
| Sep 10, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Jun 10, 2019 | Deed of Trust, Mortgage · Line of Credit BETH PAGE FCU |
| Jun 10, 2019 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit BETH PAGE FCU |
| Jan 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Sep 28, 2017 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 09, 1998 · Amount on Record |
| Deed Sale | Feb 09, 1998 · Amount on Record |
| Prior Sale | Nov 21, 1997 · Amount on Record |
| Deed Book / Page | 11877 / 456 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 397 SMITH AVE, ISLIP, NY 11751-4718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231920639 |
|---|---|
| Date | Nov 06, 2020 |
| Book Page | 23192/639 |
| Instrument | DL034154 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2030 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 397 SMITH AVE, ISLIP, NY 11751-4718 |
| Document Number | 0231920640 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 397 SMITH AVE ISLIP NY 117514718, ISLIP, NY 11751-4718 |
| Document Number | 0231920640 |
|---|---|
| Date | Nov 06, 2020 |
| Book Page | 023192/000640 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 05, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 397 SMITH AVE, ISLIP, NY 11751-4718 |
| Document Number | 0230490245 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 397 SMITH AVE ISLIP NY 117514718, ISLIP, NY 11751-4718 |
| Document Number | 0230490245 |
|---|---|
| Date | Aug 07, 2019 |
| Book Page | 023049/000245 |
| Name | BETH PAGE FCU |
|---|---|
| Type | Credit Union |
| Address | 899 S OYSTER BAY RD, BETHPAGE, NY 11714-1030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 397 SMITH AVE, ISLIP, NY 11751-4718 |
| Document Number | 0230490246 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 397 SMITH AVE ISLIP NY 117514718, ISLIP, NY 11751-4718 |
| Document Number | 0230490246 |
|---|---|
| Date | Aug 07, 2019 |
| Book Page | 023049/000246 |
| Name | BETH PAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 397 SMITH AVE, ISLIP, NY 11751-4718 |
| Document Number | 0228970808 |
| Instrument Date | Jan 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | LAND BOUND SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 397 SMITH AVE ISLIP NY 117514718, ISLIP, NY 11751-4718 |
| Document Number | 0228970808 |
|---|---|
| Date | Feb 01, 2018 |
| Book Page | 022897/000808 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 31, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 397 SMITH AVE, ISLIP, NY 11751-4718 |
| Document Number | 0228870972 |
| Instrument Date | Sep 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 397 SMITH AVE ISLIP NY 117514718, ISLIP, NY 11751-4718 |
| Document Number | 0228870972 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 022887/000972 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,000 (-) Land $21,100 Building $52,900 | $1,042,253 (-) Land $297,183 Building $745,070 | |
| 2024 | $23,875.00 | $1,042,253 (+2.54%) Land $297,183 Building $745,070 | |
| 2023 | $74,000 Land $21,100 Building $52,900 | $1,016,483 Land $289,835 Building $726,648 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 6% of the US · above 9% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 472889 444.-2-30 |
|---|---|
| Alternative APNs |
|
| Lot Area | 36,155 sqft (0.83 acres) |
|---|---|
| Lot Width | 100 ft Width |
| Account Number | 042653 |
|---|---|
| Street Address | 397 SMITH AVE |
| City | ISLIP |
| State | NY |
| Zip | 11751-4718 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | X2217350Y179569 T059H00000000 |
| Legal Block | 4000 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | ISLIP |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 147402 |
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