Hunterdon County and Franklin Township property record for 397 Sidney Rd, Annandale, NJ 08801
| Property Type | Single Family Home |
|---|---|
| Details | 2,108 sqft · built 1979 |
| Lot Size | 5.03 acres (219,368 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (Oct 2004) |
| Tax Bill | $13,117 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00031-0000-00002 |
| Primary APN | 10-00031-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,108 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 219,368 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 397 SIDNEY RD |
|---|---|
| City | ANNANDALE |
| State | NJ |
| Zip | 08801-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR70 |
| Legal Block | 31 |
| Legal Lot Number | 2 |
| Jurisdiction | HUNTERDON NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 10702 |
397 Sidney Rd is owned and occupied by two individuals who bought it in October 2004.
Source: Hunterdon County and Franklin Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 SIDNEY RD, ANNANDALE, NJ 08801-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHFIELD BANK |
| Jun 8, 2018 | Deed of Trust, Mortgage · Line of Credit NORTHFIELD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2004 · Amount on File |
| Deed Sale | Oct 12, 2004 · Amount on File |
| Prior Sale | May 2, 2002 · Amount on File |
| Deed Document Number | 20048518019 |
| Deed Book / Page | 2104 / 862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNTERDON NJ |
| Property Address | 397 SIDNEY RD, ANNANDALE, NJ 08801-3518 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 397 SIDNEY RD, ANNANDALE, NJ 08801-3518 |
| Document Number | 20220322000068620 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 4459/819 |
| Instrument | 20220322000068620 |
| Name | NORTHFIELD BANK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNTERDON NJ |
| Property Address | 397 SIDNEY RD, ANNANDALE, NJ 08801-3518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000117470 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 4099/0159 |
| Instrument | 20180608000117470 |
| Name | NORTHFIELD BANK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 397 Sidney Rd was $13,117, up 2.8% from the year before.
Source: Hunterdon County and Franklin Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Hunterdon County |
| County Subdivision | Franklin Township |
| Elementary School District | Franklin Township School District (KG - 08) |
| Secondary School District | North Hunterdon-Voorhees Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,500 (-) Land $202,800 Building $221,700 | $424,500 (-) Land $202,800 Building $221,700 | |
| 2025 | $13,117.00 (+2.8%) | $424,500 Land $202,800 Building $221,700 | $424,500 Land $202,800 Building $221,700 |
| 2024 | $12,760.00 | ||
| 2023 | $424,500 Land $202,800 Building $221,700 | $424,500 Land $202,800 Building $221,700 | |
| 2022 | $11,987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Sidney Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1979–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 397 Sidney Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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