397 Shoal Dr, Houma, LA 70360 Property Records

Terrebonne Parish property record for 397 Shoal Dr, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Lot Size	0.155 acres (6,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (May 2021)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`66539`

Property Details

APN / Parcel Number

Primary APN	`66539`

Exterior

Lot Area	6,765 sqft (0.155 acres)

Location & Zoning

Street Address	397 SHOAL DR
City	HOUMA
State	LA
Zip	70360-5072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 1 ADDENDUM 11 PHASE D SOUTHDOWN WEST SUBD.
Legal Range	17E
Legal Township	17S
Legal Subdivision	SOUTHDOWN WEST
Legal Phase	D
Legal Block	1
Legal Lot Number	10
Jurisdiction	TERREBONNE LA
Township / Civil Division	6
Census Block Group	2
Census Block	2035
Census Tract	1703

Owner

Source: Terrebonne Parish records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 SHOAL DR, HOUMA, LA 70360-5072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB
Feb 22, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Deed Document Number	20211626875
Deed Book / Page	2636 / 113
Prior Transfer Date	Feb 17, 2021
Prior Transfer Doc	0002628/73
Record Updated	Jun 8, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	May 17, 2021
Property Address	397 SHOAL DR, HOUMA, LA 70360-5072
Document Number	002636/113
Book / Page	2636 / 113
Instrument Date	May 14, 2021
Instrument	1626875
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001626876
Date	May 17, 2021
Instrument	1626876

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Feb 22, 2021
Property Address	397 SHOAL DR, HOUMA, LA 70360-5072
Document Number	0002628/73
Book / Page	2628 / 73
Instrument Date	Feb 17, 2021
Instrument	1620903
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1866, HOUMA, LA 70361-1866

Tax Assessment & Valuation

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (-1.49%)	$25,060 (-) Land $4,060 Building $21,000	$250,600 (-) Land $40,600 Building $210,000
2024	$1,681.00 (+4.93%) Homeowner's exemption	$25,060 (+2.58%) Land $4,060 Building $21,000	$250,600 (+2.58%) Land $40,600 Building $210,000
2023	$1,602.00 (-0.06%) Homeowner's exemption	$24,430 (-) Land $4,060 Building $20,370	$244,300 (-) Land $40,600 Building $203,700
2022	$1,603.00 Homeowner's exemption	$24,430 Land $4,060 Building $20,370	$244,300 Land $40,600 Building $203,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	6 (2021–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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