397 Shamrock St, O Fallon, MO 63366 Property Records

St. Charles County property record for 397 Shamrock St, O Fallon, MO 63366

Property Summary

Property TypeVacant Land
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jun 2025)
Tax Bill$2 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNT240300053

Property Details

APN / Parcel Number

Primary APNT240300053
Alternative APN
  • 2-0012-D356-00-0036.0000000

Exterior

Lot Area43,560 sqft

Location & Zoning

Account NumberT240300053
Street Address397 SHAMROCK ST
CityO FALLON
StateMO
Zip63366-6608
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionMCMORLAND ACRES LOT 36
Legal SubdivisionMCMORLAND ACRES
Legal Lot Number36
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2011
Census Tract312001

Owner

Source: St. Charles County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7381 LITTLE OAKS DR, O FALLON, MO 63368-6103
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2025 · Amount on Record
Deed SaleJun 4, 2025 · Amount on Record
Deed Document Number202523450
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 14, 2026
Property Address397 SHAMROCK ST, O FALLON, MO 63366-6608
Document Number0000048860
Instrument DateOct 7, 2026
Instrument202648860
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address43 HAMPTON PARK CT, WENTZVILLE, MO 63385-5338

Mortgage

Document Number0000048861,
DateOct 14, 2026
Instrument202648861
Lender
NameAMERICAN FREEDOM
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49$405 Land $405
2025$2.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Wisper ISP.

Nearby Properties on Shamrock St

Nearby Streets

Search Property Records by Address or Parcel Number