397 Sebago Lake Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 397 Sebago Lake Rd, Gorham, ME 04038

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,195 sqft · built 1960
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on Record
Last Sale$349,700 (Mar 2020)
Tax Bill$4,258 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN89-0038

Property Details

APN / Parcel Number

Primary APN89-0038
Alternative APN
  • GRHM M:089 B:038 L:000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,195 sqft Living Area
Gross Area4,054 sqft
1st Floor Area1,195 sqft
AtticAttic
Attic Area525 sqft
Basement Area1,026 sqft
Unfinished Basement834 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,431 sqft (1.02 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number89-0038
Street Address397 SEBAGO LAKE RD
CityGORHAM
StateME
Zip04038-2432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block38
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group2
Census Block2009
Census Tract4100

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address397 SEBAGO LAKE RD, GORHAM, ME 04038-2432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2020 · Amount on Record
Deed SaleMar 6, 2020 · Amount on Record
Deed Document Number202012625
Deed Book / Page36488 / 145
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGORHAM ME
Recording DateMar 6, 2020
Property Address397 SEBAGO LAKE RD, GORHAM, ME 04038-2432
Document Number0364880145
Book / Page36488 / 145
Instrument DateMar 4, 2020
Instrument12625
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CROSBY ST, PORTLAND, ME 04103-2510

Mortgage

Document Number0000012626
DateMar 6, 2020
Instrument12626
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,258.00 (+0.69%)$287,700 (-) Land $87,900 Building $199,800
2024$4,229.00 (+14.39%)$287,700 (-) Land $87,900 Building $199,800
2022$3,697.00$287,700 Land $87,900 Building $199,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Sebago Lake Rd

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