397 S Main St, Nashua, NH 03060 Property Records

Hillsborough County and Nashua City property record for 397 S Main St, Nashua, NH 03060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,650 sqft · built 1920
Lot Size	0.346 acres (15,054 sqft)
Owner	2 Trust Names on File
Last Sale	$650,000 (May 2026)
Tax Bill	$10,625 (2025)
Deeds & Mortgages	Nov 2023 Refinance May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NASH M:110 L:00010`

Property Details

APN / Parcel Number

Primary APN	`NASH M:110 L:00010`
Alternative APN	`25554`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,650 sqft Living Area
Gross Area	4,688 sqft
Basement Area	1,258 sqft
Unfinished Basement	1,258 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,054 sqft (0.346 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	25554
Street Address	397 S MAIN ST
City	NASHUA
State	NH
Zip	03060-5034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	10
Jurisdiction	NASHUA CITY NH
Township / Civil Division	NASHUA
Census Block Group	3
Census Block	3021
Census Tract	11000

Owner

397 S Main St is held in a trust since May 2026.

Source: Hillsborough County and Nashua City records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	71 OVERLOOK DR, DUNBARTON, NH 03046-4712
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit BAR HARBOR BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Nov 15, 1999 · Amount on File
Deed Book / Page	9950 / 757
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASHUA CITY NH
Property Address	397 S MAIN ST, NASHUA, NH 03060-5034
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09743-2866
Date	Nov 28, 2023
Book Page	9743/2866
Instrument	230039436

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASHUA CITY NH
Recording Date	May 5, 2026
Property Address	397 S MAIN ST, NASHUA, NH 03060-5034
Document Number	009950-757
Book / Page	9950 / 757
Instrument Date	May 1, 2026
Instrument	202616375
Transaction Type	Transfer
Record Updated	Jul 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 OVERLOOK DR, DUNBARTON, NH 03046-4712

Mortgage

Date	May 5, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASHUA CITY NH
Property Address	397 S MAIN ST, NASHUA, NH 03060-5034
Document Number	0092331484
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	397 S MAIN ST NASHUA NH 030605034, NASHUA, NH 03060-5034

Mortgage

Document Number	0092331484
Date	Nov 18, 2019
Book Page	009233/001484
Instrument	9053429

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 397 S Main St was $10,625, up 5.8% from the year before.

Source: Hillsborough County and Nashua City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
Municipality	Nashua City
Unified School District	Nashua School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,625.00 (+5.85%)	$631,300 (-) Land $170,600 Building $460,700
2024	$10,038.00 (+6.4%)	$631,300 (+21.99%) Land $170,600 Building $460,700
2023	$9,434.00 (+0.89%)	$517,500 (-) Land $136,500 Building $381,000	$588,430
2022	$9,351.00	$517,500 Land $136,500 Building $381,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 397 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 397 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENNICHUCK WATER WORKS private · serves 88,853 people · EPA ID NH1621010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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