397 Riverview Ave, Westover (Morgantown), WV 26501 Property Records

Monongalia County property record for 397 Riverview Ave, Westover, WV 26501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,108 sqft · built 1978
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2023)
Tax Bill	$930 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-3-0356.0001`

Property Details

APN / Parcel Number

Primary APN	`19-3-0356.0001`
Alternative APN	`31-19-3-0356.0001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	2,148 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	397 RIVERVIEW AVE
City	MORGANTOWN
State	WV
Zip	26501-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 213,214 S 1/2-212 RT #3
Legal Subdivision	RIVERSIDE TERRACE NO 3 ADDITION
Legal Lot Number	213,214
Jurisdiction	MONONGALIA WV
Township / Civil Division	WESTERN
Census Block Group	1
Census Block	1011
Census Tract	11200

Owner

397 Riverview Ave is owned and occupied by an individual who bought it in September 2023.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	397 RIVERVIEW AVE, MORGANTOWN, WV 26501-3827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 6, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 14, 2023	Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Deed Document Number	2023908378
Deed Book / Page	1824 / 826
Prior Transfer Date	Oct 1, 2021
Prior Transfer Doc	0000845349
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Recording Date	Sep 22, 2026
Property Address	397 RIVERVIEW AVE, MORGANTOWN, WV 26501-3827
Document Number	0000998472
Book / Page	2718 / 816
Instrument Date	Sep 16, 2026
Instrument	2026998472
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	ROCKET CLOSE LLC-RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 RIVERVIEW AVE, MORGANTOWN, WV 26501-3827

Mortgage

Document Number	0000998472,
Date	Sep 22, 2026
Book Page	2718/816
Instrument	2026998472

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	397 RIVERVIEW AVE, WESTOVER, WV 26501-3827
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 RIVERVIEW AVE, WESTOVER, WV 26501-3827

Mortgage

Document Number	0000968396
Date	Oct 6, 2025
Book Page	2669/266
Instrument	968396

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Nov 1, 2053

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Sep 14, 2023
Property Address	397 RIVERVIEW AVE, WESTOVER, WV 26501-3827
Document Number	0000908378
Book / Page	1824 / 826
Map Reference	MB 236 PG 224
Instrument Date	Sep 1, 2023
Instrument	908378
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 RIVERVIEW AVE, MORGANTOWN, WV 26501-3827

Mortgage

Document Number	0000908379
Date	Sep 14, 2023
Instrument	908379

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 397 Riverview Ave was $930.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Municipality	Westover City
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$930.00	$70,560 (-) Land $18,120 Building $52,440	$117,600 (-) Land $30,200 Building $87,400
2025	$930.00	$70,560 Land $18,120 Building $52,440	$117,600 Land $30,200 Building $87,400
2023	$623.00 (+4.01%) Homeowner's exemption	$67,260 (+0.36%) Land $16,320 Building $50,940	$112,100 (+0.36%) Land $27,200 Building $84,900
2022	$599.00 Homeowner's exemption	$67,020 Land $16,320 Building $50,700	$111,700 Land $27,200 Building $84,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 Riverview Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1978–2009)
Claims Outside the SFHA	7 of 9
Most Recent Claim	May 2009 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Landslides, Nov 2003 · 2 claims Flooding, Severe Storms, And Landslides, Feb 2000 · 3 claims Severe Storms & Flooding, Nov 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Riverview Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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