397 Ridgeway Rd, Covington, GA 30014 Property Records

Newton County property record for 397 Ridgeway Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,700 sqft · built 1970
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Dec 2020)
Tax Bill	$3,699 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00990-00000-030-000`

Property Details

APN / Parcel Number

Primary APN	`00990-00000-030-000`
Alternative APNs	`0099 030` `31677`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,700 sqft Heated Area
1st Floor Area	1,080 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Area	1,020 sqft

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	136 sqft
Patio Area	136 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	31677
Street Address	397 RIDGEWAY RD
City	COVINGTON
State	GA
Zip	30014-4875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.50AC LT 13 RIDGEWAY RD
Legal Subdivision	NEWTON RIDGE, RIDGEWAY, KAY CIRCLE, TAME
Legal Lot Number	13
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	1
Census Block	1003
Census Tract	100204

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	397 RIDGEWAY RD, COVINGTON, GA 30014-4875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST OPTION MORTGAGE
Jun 20, 2020	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESID'L MTG
Jun 13, 2019	Grant Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	202021-000008
Deed Book / Page	4122 / 137
Prior Transfer Date	Feb 23, 2016
Prior Transfer Doc	0034240351
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 29, 2020
Property Address	397 RIDGEWAY RD, COVINGTON, GA 30014-4875
Document Number	0041220137
Book / Page	4122 / 137
Instrument Date	Dec 29, 2020
Instrument	2021-000008
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 RIDGEWAY RD, COVINGTON, GA 30014-4875

Mortgage

Document Number	0041220000000140
Date	Jan 4, 2021
Book Page	0000004122/0000000140
Instrument	000030

Lender

Name	FIRST OPTION MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	397 RIDGEWAY RD, COVINGTON, GA 30014-4875
Document Number	0040250607
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 RIDGEWAY RD COVINGTON GA 300144875, COVINGTON, GA 30014-4875

Mortgage

Document Number	0040250607
Date	Jun 25, 2020
Book Page	004025/000607
Instrument	8480

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 13, 2019
Property Address	397 RIDGEWAY RD, COVINGTON, GA 30014-4875
Document Number	0038520044
Book / Page	003852 / 000044
Instrument Date	May 31, 2019
Instrument	7219
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 RIDGEWAY RD COVINGTON GA 300144875, COVINGTON, GA 30014-4875

Mortgage

Document Number	38520046
Date	Jun 13, 2019
Book Page	003852/000046
Instrument	7220

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,699.00 (+11.85%) Homeowner's exemption	$154,080 (+10.37%) Land $22,680 Building $131,400	$385,200 (+10.37%) Land $56,700 Building $328,500
2023		$139,600 Land $13,480 Building $126,120	$349,000 Land $33,700 Building $315,300
2022	$3,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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