Haywood County property record for 397 Putnam Phillips Dr, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,048 sqft · built 2005 |
| Lot Size | 10 acres (436,036 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,179 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8750-37-1336 |
| Primary APN | 8750-37-1336 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,048 sqft Heated Area |
| Gross Area | 2,944 sqft |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 2,048 sqft |
| Finished Basement | 2,048 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 436,036 sqft (10 acres) |
| Terrain | Wooded |
| Garage Area | 576 sqft |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Steam |
| Sewer | Septic |
| Account Number | 246729 |
|---|---|
| Street Address | 397 PUTNAM PHILLIPS DR |
| City | CLYDE |
| State | NC |
| Zip | 28721-6730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 397 PUTNAM PHILLIPS DR |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CRABTREE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 920102 |
397 Putnam Phillips Dr is owned and occupied by two individuals who acquired it in December 2016.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 PUTNAM PHILLIPS DR, CLYDE, NC 28721-6730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2003 |
| Deed Sale | May 23, 2003 |
| Deed Book / Page | 558 / 2010 |
| Last Transfer Date | Dec 16, 2016 |
| Transfer Doc | 0009200320 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 397 Putnam Phillips Dr was $3,179.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $464,700 (-) Land $71,500 Building $393,200 | ||
| 2025 | $3,179.00 | $464,700 Land $71,500 Building $393,200 | $464,700 Land $71,500 Building $393,200 |
| 2023 | $488,500 Land $71,500 Building $417,000 | $488,500 Land $71,500 Building $417,000 | |
| 2021 | $488,500 Land $71,500 Building $417,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Putnam Phillips Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1994–1999) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 397 Putnam Phillips Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Skyrunner.
5G (outdoors only) and 4G LTE
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