DeKalb County property record for 397 Poss Rd, Smithville, TN 37166
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 975 sqft · built 1977 |
| Lot Size | 14.3 acres (622,908 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,000 (Aug 2006) |
| Tax Bill | $1,157 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021082 00505 |
| Primary APN | 021082 00505 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 622,908 sqft (14.3 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 397 POSS RD |
|---|---|
| City | SMITHVILLE |
| State | TN |
| Zip | 37166-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 25 |
| Jurisdiction | DE KALB TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 920102 |
Source: DeKalb County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 397 POSS RD, SMITHVILLE, TN 37166-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2006 · Amount on Record |
| Deed Sale | Aug 28, 2006 · Amount on Record |
| Prior Sale | Nov 1, 2004 · Amount on Record |
| Deed Book / Page | 249 / 526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | May 21, 2026 |
| Property Address | 397 POSS RD, SMITHVILLE, TN 37166-5102 |
| Document Number | 0000224559 |
| Book / Page | 621 / 512 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026224559 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 397 POSS RD, SMITHVILLE, TN 37166-5102 |
| Document Number | 0000224559, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 621/512 |
| Instrument | 2026224559 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: DeKalb County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,157.00 (+47.2%) | $46,100 (+1.54%) Land $20,025 Building $26,075 | |
| 2023 | $45,400 (-) Land $20,025 Building $25,375 | ||
| 2022 | $786.00 | $45,400 Land $20,025 Building $25,375 | $181,600 (-1.52%) Land $80,100 Building $101,500 |
| 2021 | $184,400 Land $80,100 Building $104,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | DEKALB UTILITY DISTRICT #4 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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