397 Poplar St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 397 Poplar St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,065 sqft · built 1975
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2026)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OLDN M:007 L:058`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:007 L:058`
Alternative APN	`177`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,065 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	177
Street Address	397 POPLAR ST
City	OLD TOWN
State	ME
Zip	04468-5908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3 -
Legal Lot Number	58
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	2
Census Block	2023
Census Tract	7200

Owner

397 Poplar St is owned by an individual who bought it in July 2026.

Source: Penobscot County and Old Town City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	81 MILL ST, 1, ORONO, ME 04473-4022
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST COMMUNITY MORTGAGE
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC
Aug 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Deed Book / Page	17941 / 309
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Jul 14, 2026
Property Address	397 POPLAR ST, OLD TOWN, ME 04468-5908
Document Number	0000018702
Book / Page	17941 / 309
Instrument Date	Jul 13, 2026
Instrument	202618702
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 14, 2026

Lender

Name	FIRST COMMUNITY MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD TOWN ME
Property Address	397 POPLAR ST, OLD TOWN, ME 04468-5908
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165620059
Date	Jul 26, 2022
Book Page	16562/59
Instrument	21325

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD TOWN ME
Property Address	397 POPLAR ST, OLD TOWN, ME 04468-5908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152410110
Date	Aug 13, 2019
Book Page	15241/110
Instrument	23650

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 397 Poplar St was $3,732, up 11.6% from the year before.

Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,732.00 (+11.6%)	$186,800 (-1.11%) Land $32,000 Building $154,800
2024	$3,344.00 (+4.57%)	$188,900 (+4.54%) Land $32,000 Building $156,900
2023	$3,198.00 (+35.62%)	$180,700 (+60.91%) Land $32,000 Building $148,700	$244,055
2022	$2,358.00	$112,300 Land $27,800 Building $84,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 Poplar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Poplar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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