Rhea County property record for 397 Piney Point Rd, Spring City, TN 37381
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,401 sqft · built 1964 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,984 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072032 05900 |
| Primary APN | 072032 05900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,401 sqft Living Area |
| 1st Floor Area | 1,847 sqft |
| Upper Floors Area | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 108,900 sqft |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 298 sqft |
| Deck Area | 100 sqft |
| Patio Area | 335 sqft |
| Shed | 1 Shed |
| Shed Area | 330 sqft |
| Boat Access | Boat Access |
| Boat House | 343 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 397 PINEY POINT RD |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381-5746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1155 |
| Census Tract | 975000 |
The current owner of 397 Piney Point Rd acquired it in March 2007.
Source: Rhea County records, as of January 26, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 397 PINEY POINT RD, SPRING CITY, TN 37381-5746 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2007 |
| Transfer Doc | 0000026363 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 397 PINEY POINT RD, SPRING CITY, TN 37381-5746 |
| Document Number | 0000001178 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 397 PINEY POINT RD SPRING CITY TN 373815746, SPRING CITY, TN 37381-5746 |
| Document Number | 0000001178 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 000624/000703 |
| Instrument | 1178 |
| Name | SOUTHEAST BK |
|---|---|
| Type | Bank |
| Address | SPRING CITY, TN 37381 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 26, 2030 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 397 Piney Point Rd was $1,984.
Source: Rhea County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,984.00 | $147,150 Land $80,000 Building $67,150 | |
| 2024 | $588,600 Land $320,000 Building $268,600 | ||
| 2022 | $112,700 Land $75,000 Building $37,700 | $450,800 Land $300,000 Building $150,800 | |
| 2021 | $2,541.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Piney Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 7 (1990–2023) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 397 Piney Point Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 64% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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