397 Phillips Dr NW, Monroe, GA 30656 Property Records

Walton County property record for 397 Phillips Dr NW, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,196 sqft · built 1992
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$321,000 (Apr 2025)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N086B-041`

Property Details

APN / Parcel Number

Primary APN	`N086B-041`
Alternative APN	`29294`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,196 sqft Heated Area
1st Floor Area	1,164 sqft
Utility Area	36 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	250 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29294
Street Address	397 PHILLIPS DR NW
City	MONROE
State	GA
Zip	30656-7847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#144/PARKER ESTATES-VIII
Legal Subdivision	PARKER EST 8
Legal Phase	8
Legal Lot Number	144
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3004
Census Tract	110400

Owner

397 Phillips Dr NW is owned and occupied by an individual who bought it in April 2025.

Source: Walton County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	397 PHILLIPS DR NW, MONROE, GA 30656-7847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Warranty Deed, Transfer · FHA Mortgage BANKSOUTH MORTGAGE
Jan 29, 2024	Warranty Deed, Transfer
Dec 19, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025 · Amount on File
Deed Sale	Apr 17, 2025 · Amount on File
Prior Sale	Jan 29, 2024 · Amount on File
Deed Document Number	20253600
Deed Book / Page	5585 / 1395
Prior Transfer Date	Jun 12, 2023
Prior Transfer Doc	0054100266
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Apr 17, 2025
Property Address	397 PHILLIPS DR NW, MONROE, GA 30656-7847
Document Number	0055851395
Book / Page	5585 / 1395
Instrument Date	Apr 7, 2025
Instrument	D2025-003600
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PHILLIPS DR NW, MONROE, GA 30656-7847

Mortgage

Document Number	D2025003601
Date	Apr 17, 2025
Instrument	D2025-003601

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jan 29, 2024
Property Address	397 PHILLIPS DR NW, MONROE, GA 30656-7847
Document Number	0054250118
Book / Page	5425 / 118
Instrument Date	Jan 29, 2024
Instrument	000864
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PHILLIPS DR NW, MONROE, GA 30656-7847
Investor	Possibly a Property Investor

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Dec 19, 2023
Property Address	397 PHILLIPS DR NW, MONROE, GA 30656-7847
Document Number	0054100266
Book / Page	5410 / 266
Instrument Date	Jun 12, 2023
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 PHILLIPS DR NW, MONROE, GA 30656-7847
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 397 Phillips Dr NW was $3,874.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,874.00	$126,600 Land $19,600 Building $107,000	$316,500 Land $49,000 Building $267,500
2023	$2,634.00 (-23.3%)	$114,960 (+11.92%) Land $18,800 Building $96,160	$287,400 (+11.92%) Land $47,000 Building $240,400
2022	$3,434.00	$102,720 Land $14,800 Building $87,920	$256,800 Land $37,000 Building $219,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 Phillips Dr NW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Phillips Dr NW is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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