397 Park Ave, Chardon, OH 44024 Property Records

Geauga County property record for 397 Park Ave, Chardon, OH 44024

Property Summary

Property Type	Apartments (5+ Units)
Details	21,840 sqft · built 1967
Lot Size	4.71 acres (205,168 sqft)
Owner	Company Name on File
Tax Bill	$38,472 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-109100`

Property Details

APN / Parcel Number

Primary APN	`10-109100`
Alternative APN	`005128-8`

Interior

Units	54 Units
Stories	3 Stories
Building Area	21,840 sqft Adjusted Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1973
Lot Area	205,168 sqft (4.71 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	192 sqft
Balcony Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	005128-8
Street Address	397 PARK AVE
City	CHARDON
State	OH
Zip	44024-1304
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R2
Legal Description	LOTS 137 & 138
Legal Subdivision	SOUTHWOOD SUBDIVISION
Legal Lot Number	137
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	2
Census Block	2006
Census Tract	312201

Owner

397 Park Ave, a residential property, is owned by a company that acquired it in October 2023.

Source: Geauga County records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	23425 COMMERCE PARK, 102, BEACHWOOD, OH 44122-5848
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERITAS LIFE INSURANCE CORPORATION
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Nov 8, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Aug 5, 2020	Deed of Trust, Mortgage · Commercial Mortgage NEW YORK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Oct 27, 2023
Transfer Doc	0021772028
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Jun 23, 2026
Property Address	397 PARK AVE, CHARDON, OH 44024-1304
Document Number	0001048380
Book / Page	2223 / 2076
Instrument Date	Jun 18, 2026
Instrument	20261048380
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0001048380,
Date	Jun 23, 2026
Book Page	2223/2076
Instrument	20261048380

Lender

Name	AMERITAS LIFE INSURANCE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	397 PARK AVE, CHARDON, OH 44024-1304
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23425 COMMERCE PARK 102, 102, BEACHWOOD, OH 44122-5848

Mortgage

Document Number	0021813197
Date	Mar 4, 2024
Book Page	2181/3197
Instrument	202401020775

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Feb 28, 2027

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEAUGA OH
Recording Date	Nov 8, 2023
Property Address	397 PARK AVE, CHARDON, OH 44024-1304
Document Number	0021772028
Book / Page	2177 / 2028
Instrument Date	Oct 27, 2023
Instrument	202301017752
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23366 COMMERCE PARK STE 210, 210, BEACHWOOD, OH 44122-5801

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	397 PARK AVE, CHARDON, OH 44024-1304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020992105
Date	Aug 5, 2020
Book Page	2099/2105
Instrument	202000967639

Lender

Name	NEW YORK COMMUNITY BANK
Type	Bank
Address	HICKSVILLE, NY 11801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 397 Park Ave was $38,472.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	Chardon City
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38,472.00	$538,870 Land $98,460 Building $440,410
2023	$37,283.00	$538,870 (+24.93%) Land $98,460 Building $440,410	$1,539,600 Land $281,300 Building $1,258,300
2022		$431,350 Land $83,690 Building $347,660
2021	$34,025.00
2020			$1,232,400 Land $239,100 Building $993,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 397 Park Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Park Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Park Ave

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