397 Osbourne Ln, Dover, DE 19904 Property Records

Kent County property record for 397 Osbourne Ln, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,458 sqft · built 2004
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Tax Bill$3,116 (2026)
Deeds & MortgagesDec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN4-00-037.03-03-46.00-000

Property Details

APN / Parcel Number

Primary APN4-00-037.03-03-46.00-000
Alternative APNs
  • LC00037.030346.00/000
  • 71300
  • 77972

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,458 sqft Living Area
Basement Area1,359 sqft
Unfinished Basement1,359 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialShingle
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions165 ft deep x 79 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area415 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number77972
Street Address397 OSBOURNE LN
CityDOVER
StateDE
Zip19904-3874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal DescriptionLAKESHORE VILLAGE, LOT #182 397 OSBOURNE LANE
Legal SubdivisionLAKESHORE VILLAGE
Legal Lot Number182
JurisdictionKENT DE
Township / Civil DivisionSMYRNA
Census Block Group1
Census Block1100
Census Tract40206

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address397 OSBOURNE LN, DOVER, DE 19904-3874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2023
Deed SaleFeb 28, 2023
Prior SaleSep 12, 2016 · Amount on Record
Deed Document Number2023469699
Deed Book / Page12381 / 312
Prior Transfer DateAug 19, 2016
Prior Transfer Doc0000303323
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address397 OSBOURNE LN, DOVER, DE 19904-3874
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000466275
DateDec 21, 2022
Book Page12299/128
Instrument2022-466275
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 6, 2052

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,116.00 (+5.41%)$416,300 (+625.26%) Land $99,700 Building $316,600
2025$2,956.00 (+37.36%)
2023$2,152.00$57,400 Land $4,700 Building $52,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 81% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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