397 Oldham St, Pembroke, MA 02359 Property Records

Plymouth County and Pembroke Town property record for 397 Oldham St, Pembroke, MA 02359

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,428 sqft · built 1970
Lot Size	4 acres (174,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Dec 2015)
Tax Bill	$7,784 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEMB M:A10 P:2A`

Property Details

APN / Parcel Number

Primary APN	`PEMB M:A10 P:2A`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,428 sqft Living Area
Gross Area	2,512 sqft
Basement Area	1,632 sqft
Finished Basement	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,600 sqft (4 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	397 OLDHAM ST
City	PEMBROKE
State	MA
Zip	02359-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	PEMBROKE MA
Township / Civil Division	PEMBROKE
Census Block Group	1
Census Block	1005
Census Tract	508101

Owner

Source: Plymouth County and Pembroke Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 OLDHAM ST, PEMBROKE, MA 02359-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Aug 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND CREDIT UNION
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Deed Document Number	2015110010
Deed Book / Page	46447 / 236
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEMBROKE MA
Recording Date	Sep 29, 2026
Property Address	397 OLDHAM ST, PEMBROKE, MA 02359-2126
Document Number	0000066685
Book / Page	61579 / 64
Instrument Date	Sep 11, 2026
Instrument	202666685
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 OLDHAM ST, PEMBROKE, MA 02359-2126

Mortgage

Document Number	0000066685,
Date	Sep 29, 2026
Book Page	61579/64
Instrument	202666685

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEMBROKE MA
Property Address	397 OLDHAM ST, PEMBROKE, MA 02359-2126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	057192-137
Date	Aug 31, 2022
Book Page	57192/137
Instrument	72422

Lender

Name	ROCKLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEMBROKE MA
Property Address	397 OLDHAM ST, PEMBROKE, MA 02359-2126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	53749-149
Date	Nov 2, 2020
Book Page	53749/149
Instrument	107478

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Plymouth County and Pembroke Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Pembroke Town
Unified School District	Pembroke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,784.00 (+0.53%)	$660,800 (+2.58%) Land $358,500 Building $241,800	$771,266 (+8.67%)
2025	$7,743.00 (+1.11%)	$644,200 (+1.19%) Land $333,700 Building $310,500	$709,745
2024	$7,658.00 (+9.84%)	$636,600 (+16.15%) Land $328,500 Building $308,100
2023	$6,972.00	$548,100 Land $303,700 Building $244,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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