Carteret County property record for 397 Old River Rd, Beaufort, NC 28516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1991 |
| Lot Size | 13.1 acres (572,466 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,200 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jul 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 7318.02.99.5142000 |
| Primary APN | 7318.02.99.5142000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 1,380 sqft |
| 1st Floor Area | 696 sqft |
| Storm Shelter | Storm Shelter |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 572,466 sqft (13.1 acres) |
| Lot Dimensions | 237 ft deep x 185 ft wide |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 43573 |
|---|---|
| Street Address | 397 OLD RIVER RD |
| City | BEAUFORT |
| State | NC |
| Zip | 28516-6588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE KELLUM DIV - SR 1322 BETTIE |
| Legal Tract | 2 |
| Legal Block | 99 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | STRAITS |
| Census Block Group | 3 |
| Census Block | 3130 |
| Census Tract | 970102 |
397 Old River Rd is owned and occupied by an individual who acquired it in July 2019.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 397 OLD RIVER RD, BEAUFORT, NC 28516-6588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK |
| Jul 26, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 24, 2019 |
| Transfer Doc | 0016440300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 397 OLD RIVER RD, BEAUFORT, NC 28516-6588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016060465 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 1606/465 |
| Instrument | 1606465 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SOUTHERN PINES, NC 28387 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 26, 2019 |
| Property Address | 397 OLD RIVER RD, BEAUFORT, NC 28516-6588 |
| Document Number | 0016440300 |
| Book / Page | 001644 / 000300 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 397 OLD RIVER RD BEAUFORT NC 285166588, BEAUFORT, NC 28516-6588 |
The 2025 property tax bill for 397 Old River Rd was $2,200.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $592,324 (-) Land $262,384 Building $329,940 | $592,324 (-) Land $262,384 Building $329,940 | |
| 2025 | $2,200.00 | $592,324 Land $262,384 Building $329,940 | $592,324 Land $262,384 Building $329,940 |
| 2023 | $274,279 Land $189,650 Building $84,629 | $274,279 Land $189,650 Building $84,629 | |
| 2022 | $1,488.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Old River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 270 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 270 in force |
| Nearby Flood Claims | 145 (1999–2023) |
| Claims Outside the SFHA | 10 of 145 |
| Most Recent Claim | Sep 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 397 Old River Rd is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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