397 Old Oak Cir, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 397 Old Oak Cir, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,951 sqft · built 1990
Lot Size0.282 acres (12,293 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Nov 2001)
Tax Bill$5,115 (2025)
Flood ZoneZone X (minimal risk)
APNC62-000-758-8087-2

Property Details

APN / Parcel Number

Primary APNC62-000-758-8087-2
Alternative APNs
  • 07-28-16-63582-000-0900
  • 162807635820000900
  • R72748

Interior

Full Baths5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,951 sqft Heated Area
1st Floor Area2,951 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1998
Architectural StyleDome
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialConcrete Tile
Lot Area12,293 sqft (0.282 acres)
Lot Dimensions136 ft deep x 90 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area657 sqft
Deck Area110 sqft
Patio Area110 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR72748
Old Parcel Number162807635820000900
Street Address397 OLD OAK CIR
CityPALM HARBOR
StateFL
Zip34683-5864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK TRAIL LOT 90
Legal Range16
Legal Township28
Legal Section07
Legal SubdivisionOAK TRAIL
Legal Lot Number90
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group4
Census Block4006
Census Tract27208

Owner

397 Old Oak Cir is owned and occupied by an individual who bought it in November 2001.

Source: Pinellas County records, as of December 26, 2025

Owner of RecordIndividual Name on File
Mailing Address397 OLD OAK CIR, PALM HARBOR, FL 34683-5864
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2001 · Amount on File
Deed SaleNov 16, 2001 · Amount on File
Deed Document Number1168001471
Deed Book / Page11680 / 01471
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 397 Old Oak Cir was $5,115 with exemptions applied.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,115.00 Homeowner's exemption Widower's exemption$309,572$789,875 Land $146,262 Building $643,613
2023$4,759.00 (+1.06%) Homeowner's exemption Widower's exemption$292,084 (+3%)$684,214 (+18.71%) Land $197,096 Building $487,118
2022$4,709.00 Homeowner's exemption$283,577$576,397 Land $202,567 Building $373,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 397 Old Oak Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 71 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims3 (2012–2013)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2013 · rainfall accumulation
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 397 Old Oak Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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