Somerset County property record for 397 Oak St, Windber, PA 15963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,093 sqft · built 1940 |
| Lot Size | 0.087 acres (3,790 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,477 (Dec 2016) |
| Tax Bill | $597 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | S33-018-187-000 |
| Primary APN | S33-018-187-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,093 sqft Living Area |
| 1st Floor Area | 585 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Roof Material | Asbestos |
| Lot Area | 3,790 sqft (0.087 acres) |
| Lot Dimensions | 50 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 330000910 |
|---|---|
| Street Address | 397 OAK ST |
| City | WINDBER |
| State | PA |
| Zip | 15963-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.087 A T S 14892 1 1/2 STY UNL BR HO GAR |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | PAINT |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Windber Historic District listed 1991 · 945 contributing resources · NRIS 91001705 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
397 Oak St is owned and occupied by an individual who bought it in December 2016.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 397 OAK ST, WINDBER, PA 15963-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2016 · Amount on File |
| Deed Sale | Dec 16, 2016 · Amount on File |
| Prior Sale | Oct 10, 2006 · Amount on File |
| Deed Document Number | 20169184 |
| Deed Book / Page | 2612 / 889 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 397 Oak St was $597 with a homeowner's exemption.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| Municipality | Paint Borough |
| Unified School District | Windber Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $597.00 Homeowner's exemption | $9,610 | |
| 2024 | $551.00 (+6.78%) | $9,610 (-) | |
| 2023 | $516.00 | $9,610 | |
| 1998 | $19,210 Land $6,730 Building $12,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–2003) |
| Most Recent Claim | Jun 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 397 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINDBER AREA AUTH serves 9,463 people · EPA ID PA4560013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Breezeline, Verizon.
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