397 NW Country Lake Dr, Lake City, FL 32055 Property Records

Columbia County property record for 397 NW Country Lake Dr, Lake City, FL 32055 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	50,530 sqft (1.16 acres)
Occupancy	Owner Occupied
Tax Bill	$897.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`22-3S-16-02267-602`

Exterior

Lot Area	50,530 sqft (1.16 acres)

Location & Zoning

Street Address	397 NW COUNTRY LAKE DR
City	LAKE CITY
State	FL
Zip	32055-2718
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 COUNTRY LAKE IN WOODBORO
Legal Lot Number	2
Jurisdiction	COLUMBIA FL
Minor Civil Division	LAKE CITY
Census Blockgroup	1
Census Block	1016
Census Tract	110202

Owner

Source: Columbia County records · APN 22-3S-16-02267-602

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Owner on File
Mailing Address	397 NW COUNTRY LAKE DR, LAKE CITY, FL 32055-2718
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA FL
Property Address	397 NW COUNTRY LAKE DR, LAKE CITY, FL 32055-2718
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 NW 134TH WAY 103, 103, NEWBERRY, FL 32669-3678

Mortgage

Document Number	0014882428
Date	Apr 24, 2023
Book Page	1488/2428
Instrument	202312007092

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	May 01, 2029
Change Frequency	5 Years
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	5-Year TN
Max Rate	11.1%

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$389,127 (+1,197.09%) Land $35,000 Building $354,127	$389,127 (+1,197.09%) Land $35,000 Building $354,127
2024	$897.00 (+118.78%)
2023	$410.00 (+18.84%)	$30,000 (+2%) Land $30,000	$30,000 (+2%) Land $30,000
2022	$345.00	$25,000 Land $25,000	$25,000 Land $25,000