St. Louis County property record for 397 Novara Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1975 |
| Lot Size | 0.192 acres (8,372 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,000 (Jul 2009) |
| Tax Bill | $3,291 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24R-51-0838 |
| Primary APN | 24R-51-0838 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,743 sqft |
| 1st Floor Area | 1,344 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 8,372 sqft (0.192 acres) |
| Lot Dimensions | 107 ft deep x 66 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 156 sqft |
| Patio Area | 337 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 397 NOVARA DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | BRIGHTFIELD PLAT 2 8 19 75 LOT 409 |
| Legal Subdivision | BRIGHTFIELD PLAT 2 |
| Legal Lot Number | 409 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 217931 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 397 NOVARA DR, BALLWIN, MO 63021-6446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Nov 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Mar 9, 2019 | Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2009 · Amount on Record |
| Deed Sale | Jul 30, 2009 · Amount on Record |
| Prior Sale | Feb 8, 2006 · Amount on Record |
| Deed Document Number | 2009780 |
| Deed Book / Page | 18511 / 2798 |
| Last Transfer Date | Apr 17, 2025 |
| Transfer Doc | 0000000314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 397 NOVARA DR, BALLWIN, MO 63021-6446 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 397 NOVARA DR, BALLWIN, MO 63021-6446 |
| Document Number | 2022060300111 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 2022060300111 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 291 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 397 NOVARA DR, BALLWIN, MO 63021-6446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 397 NOVARA DR, BALLWIN, MO 63021-6446 |
| Document Number | 0252060116 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 25206/116 |
| Instrument | 2021110800909 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 397 NOVARA DR, BALLWIN, MO 63021-6446 |
| Document Number | 0234561747 |
| Instrument Date | Mar 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2019 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 397 NOVARA DR BALLWIN MO 630216446, BALLWIN, MO 63021-6446 |
| Document Number | 0234561747 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 023456/001747 |
| Instrument | 441 |
| Name | WEST CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | O'FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 26, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,520 (-) Land $25,800 Building $27,720 | $281,700 (-) Land $135,800 Building $145,900 | |
| 2025 | $3,291.00 (+1.45%) | $53,520 (+7.1%) Land $25,800 Building $27,720 | $281,700 (+7.11%) Land $135,800 Building $145,900 |
| 2024 | $3,244.00 (+1.44%) | ||
| 2023 | $3,198.00 (+6.18%) | $49,970 (+15.81%) Land $19,360 Building $30,610 | $263,000 (+15.81%) Land $101,900 Building $161,100 |
| 2022 | $3,012.00 | $43,150 Land $19,360 Building $23,790 | |
| 2021 | $227,100 Land $101,900 Building $125,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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