397 N Paso Robles Dr, Tracy, CA 95391 Property Records

San Joaquin County property record for 397 N Paso Robles Dr, Tracy, CA 95391

Property Summary

Property TypeResidential Vacant Land
Lot Size0.058 acres (2,520 sqft)
Owner2 Company Names on Record
Last Sale$718,000 (Nov 2025)
Tax Bill$4,626 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN256-580-520-000

Property Details

APN / Parcel Number

Primary APN256-580-520-000

Exterior

Lot Area2,520 sqft (0.058 acres)

Location & Zoning

Street Address397 N PASO ROBLES DR
CityTRACY
StateCA
Zip95391-8402
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 149 MOUNTAIN HOUSE CREEK, TRACT#4097
Legal Tract4097
Legal Lot Number149
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1022
Census Tract5221

Owner

Source: San Joaquin County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1414 ELLIOTT CIR, PLEASANTON, CA 94566-8419
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2025 · Amount on Record
Deed SaleNov 14, 2025 · Amount on Record
Prior SaleJan 17, 2025 · Amount on Record
Deed Document Number2025100816
Record UpdatedJun 8, 2026

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 14, 2025
Property Address397 N PASO ROBLES DR, MOUNTAIN HOUSE, CA 95391-8402
Document Number0000100816
Map ReferenceMB 44 PG 51
Instrument DateOct 23, 2025
Instrument2025-100816
Transaction TypeTransfer
Record UpdatedDec 4, 2025
Title CompanyUNKNOWN, LENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1414 ELLIOTT CIR, PLEASANTON, CA 94566-8419

Mortgage

Document Number0000100817
DateNov 14, 2025
Instrument2025-100817
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.99%
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.9%
IndexSOFR Average 30-Day
Margin3
Max Rate10.9%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,626.00 (+64.68%)$133,658 (+4.04%) Land $133,658
2023$2,809.00$128,469 Land $128,469

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 50% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNTAIN HOUSE
serves 26,400 people · EPA ID CA3910027
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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