397 N Gold Dr, Apache Junction, AZ 85120 Property Records

Pinal County property record for 397 N Gold Dr, Apache Junction, AZ 85120

Property Summary

Property TypeMobile Home
Details1,144 sqft · built 1995
Lot Size1 acres (43,575 sqft)
Owner2 Individual Names on File
Last Sale$366,000 (Apr 2025)
Tax Bill$1,242 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jul 2023 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN101-15-048

Property Details

APN / Parcel Number

Primary APN101-15-048
Alternative APNs
  • 101-15-0480
  • 1011504808

Interior

Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area43,575 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address397 N GOLD DR
CityAPACHE JUNCTION
StateAZ
Zip85120-3855
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 5 BLK 3 OF APACHE ADDITION ACRES IN BK 5 OF MAPS PG 32 IN SEC 20-01N-08E 43,575.25 SQ FT 1.00 AC
Legal Range08E
Legal Township01N
Legal Section20
Legal SubdivisionAPACHE ADDITION
Legal Block3
Legal Lot Number5
JurisdictionPINAL AZ
Township / Civil DivisionNORTH PINAL
Census Block Group2
Census Block2031
Census Tract309

Owner

Source: Pinal County records · APN 101-15-048

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4162 N IDAHO RD, APACHE JUNCTION, AZ 85119-9602
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL RESOURCES INC
Jul 13, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 28, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 22, 2025 · Amount on Record
Deed SaleApr 22, 2025 · Amount on Record
Prior SaleNov 22, 1994 · Amount on Record
Deed Document Number202531651
Prior Transfer DateJun 30, 2015
Prior Transfer Doc0000042735
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINAL AZ
Property Address397 N GOLD DR, APACHE JUNCTION, AZ 85120-3855
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 N GOLD DR, APACHE JUNCTION, AZ 85120-3855

Mortgage

Document Number0000026226
DateMar 31, 2026
Instrument2026-026226
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINAL AZ
Property Address397 N GOLD DR, APACHE JUNCTION, AZ 85120-3855
Transaction TypeMortgage
Record UpdatedJul 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 N GOLD DR, APACHE JCT, AZ 85120-3855

Mortgage

Document Number0000051487
DateJul 13, 2023
Instrument2023-051487
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJul 15, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINAL AZ
Recording DateJan 28, 2022
Property Address397 N GOLD DR, APACHE JUNCTION, AZ 85120-3855
Document Number0000011495
Map ReferenceMB 5 PG 32
Instrument DateJan 25, 2022
Instrument2022-011495
Transaction TypeTransfer
Record UpdatedJul 27, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address10161 E RUGGED MOUNTAIN DR, GOLD CANYON, AZ 85118-5953

Tax Assessment & Valuation

Source: Pinal County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyPinal County
MunicipalityApache Junction City
Unified School DistrictApache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2027$23,824 (-0.26%) Land $20,284 Building $3,540$238,239 (-0.26%) Land $202,843 Building $35,396
2026$23,886 Land $20,284 Building $3,602$238,859 (-0.62%) Land $202,843 Building $36,016
2025$1,242.00 (+3.24%)$240,338 (+0.42%) Land $202,843 Building $37,495
2024$1,203.00 (+1.69%)$23,934 Land $20,284 Building $3,650$239,342 Land $202,843 Building $36,499
2023$1,183.00 (+4.69%)
2022$1,130.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimSep 2019 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
CopperNet Systems
Fixed Wireless
400 / 100
Wi-Fiber
Fixed Wireless
300 / 300
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20

May also be available: AT&T, Cox Communications, KGT, Verizon.

Based on FCC filings for 462 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemARIZONA WATER CO - APACHE JUNCTION
private · serves 62,055 people
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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