Flathead County property record for 397 Moose Run Dr, Whitefish, MT 59937
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3.5 ba · 2,020 sqft · built 2014 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,384,690 (Sep 2025) |
| Tax Bill | $16,675 (2026) |
| Deeds & Mortgages | Dec 2020 Line of Credit Jan 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0741363 |
| Primary APN | R0741363 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,020 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| 2nd Floor Area | 976 sqft |
| Basement Area | 1,024 sqft |
| Finished Basement | 1,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,877 sqft (0.089 acres) |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 234 sqft |
| Deck Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000003122 |
|---|---|
| Street Address | 397 MOOSE RUN DR |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8600 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MOOSE RUN PH 1, S02, T31 N, R22 W, LOT 53T, ASSR #0000003122 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 02 |
| Legal Subdivision | MOOSE RUN PH 1 |
| Legal Lot Number | 53T |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 302 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6421 STOCKWELL DR, INDIANAPOLIS, IN 46237-3171 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Jan 26, 2022 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Sep 5, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jan 24, 2024 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Nov 1, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Mar 9, 2018 | Warranty Deed, Transfer · ARM ROCKY MOUNTAIN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on Record |
| Deed Sale | Sep 5, 2025 · Amount on Record |
| Prior Sale | Jan 24, 2024 · Amount on Record |
| Deed Document Number | 202519257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 397 MOOSE RUN DR, WHITEFISH, MT 59937-8600 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 202000043256 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 202000043256 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 397 MOOSE RUN DR, WHITEFISH, MT 59937-8600 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | FLATHEAD PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 202200002251 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 202200002251 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 5, 2025 |
| Property Address | 397 MOOSE RUN DR, WHITEFISH, MT 59937-8600 |
| Document Number | 202500019257 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 202500019257 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6421 STOCKWELL DR, INDIANAPOLIS, IN 46237-3171 |
| Document Number | 202500019258 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 202500019258 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jan 24, 2024 |
| Property Address | 397 MOOSE RUN DR, WHITEFISH, MT 59937-8600 |
| Document Number | 202400001618 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 202400001618 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6421 STOCKWELL DR, INDIANAPOLIS, IN 46237-3171 |
| Document Number | 202400001619 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 202400001619 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Nov 1, 2021 |
| Property Address | 397 MOOSE RUN DR, WHITEFISH, MT 59937-8600 |
| Document Number | 202100038234 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 202100038234 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1022 3RD ST E, WHITEFISH, MT 59937-7703 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Mar 9, 2018 |
| Property Address | 397 MOOSE RUN DR, WHITEFISH, MT 59937-8600 |
| Document Number | 201800004706 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 201800004706 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4700 ROUNDUP RD, EDMOND, OK 73034-9772 |
| Document Number | 201800004707 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 201800004707 |
| Name | ROCKY MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,675.00 (+22.18%) | $2,351,100 (-) | |
| 2025 | $13,648.00 (+16.11%) | $2,351,100 (+44.05%) | $2,351,100 (+44.05%) Land $946,993 Building $1,404,107 |
| 2023 | $11,754.00 | $1,632,100 | $1,632,100 Land $400,000 Building $1,232,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 55% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG MOUNTAIN WATER COMPANY private · serves 2,435 people · EPA ID MT0000060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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