397 McHugh St, Steele, AL 35987 Property Records

St. Clair County property record for 397 McHugh St, Steele, AL 35987 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1955
Square Footage1,594 sqft Heated Area
Lot Size117,612 sqft (2.7 acres)
OccupancyOwner Occupied
Last Sale$90,000 (2014)
Tax Bill$414.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-08-34-0-001-032.000
Alternative APNs
  • 13508
  • 1530

Interior

Building Area1,594 sqft Heated Area
1st Floor1,594 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialVinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area117,612 sqft (2.7 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address397 MCHUGH ST
CitySTEELE
StateAL
Zip35987-1705
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM NW COR SE4 SE4 TH SLY 325.06 TO POB, TH CONT SLY 158.48, SE 247.97, NE 122.86, NLY 255.03, NW 200.06, NE 176.85, W 56.47,
Legal Range04E
Legal Township12S
Legal Section34
JurisdictionST CLAIR AL
Minor Civil DivisionASHVILLE
Census Blockgroup3
Census Block3010
Census Tract40402

Owner

Source: St. Clair County records · APN 02-08-34-0-001-032.000

Assessment roll updated April 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address397 MCHUGH ST, STEELE, AL 35987-1705
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 12, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
May 04, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2014 · Amount on Record
Deed SaleSep 19, 2014 · Amount on Record
Deed Book / Page2014 / 10850
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Recording DateMay 20, 2026
Property Address397 MCHUGH ST, STEELE, AL 35987-1705
Document Number0000022166
Book / Page2026 / 22166
Instrument DateMay 12, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 MCHUGH ST, STEELE, AL 35987-1705

Mortgage

Document Number2026022166,
DateMay 20, 2026
Book Page2026/22166
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address397 MCHUGH ST, STEELE, AL 35987-1705
Transaction TypeMortgage
Record UpdatedAug 08, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 MCHUGH ST, STEELE, AL 35987-1705

Mortgage

Document Number0000036275
DateJul 12, 2022
Book PageMTG 2022/36275
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term288 Months
DueJul 01, 2046

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR AL
Recording DateMay 04, 2020
Property Address397 MCHUGH ST, STEELE, AL 35987-1705
Document Number0000004340
Instrument DateApr 30, 2020
Instrument4340
Transaction TypeTransfer
Record UpdatedJun 08, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$6.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 4TH AVE RAGLAND AL 35131, RAGLAND, AL 35131

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated April 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
MunicipalitySteele Town
Unified School DistrictSt. Clair County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$414.00 (+23.21%)$12,840 (-50.02%)$128,450 (-)
2023$25,690 Land $4,240 Building $21,450$128,450 Land $21,200 Building $107,250
2022$336.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (01115C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 76% of Alabama
Wildfire LikelihoodAbout 1 in 556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on McHugh St

Nearby Streets

Search Property Records by Address or Parcel Number