397 McDonald Rd, Covington, GA 30014 Property Records

Newton County property record for 397 McDonald Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,540 sqft · built 1960
Lot Size	2.94 acres (128,066 sqft)
Owner	Individual Name on File
Last Sale	$176,419 (Aug 2022)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01060-00000-031-000`

Property Details

APN / Parcel Number

Primary APN	`01060-00000-031-000`
Alternative APNs	`0106 031` `33055`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,540 sqft Heated Area
1st Floor Area	1,540 sqft
Utility Area	80 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	128,066 sqft (2.94 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	33055
Street Address	397 MCDONALD RD
City	COVINGTON
State	GA
Zip	30014-5757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.94 AC MCDONALD RD
Legal Subdivision	R3 MISC LAND - AREA 12
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2039
Census Tract	100203

Owner

397 McDonald Rd is owned and occupied by an individual who bought it in August 2022.

Source: Newton County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	397 MCDONALD RD, COVINGTON, GA 30014-5757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK
Aug 24, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on File
Deed Sale	Aug 29, 2022 · Amount on File
Deed Document Number	20224545
Deed Book / Page	4429 / 685
Prior Transfer Date	Aug 24, 2022
Prior Transfer Doc	0044290685
Record Updated	Jun 8, 2026

August 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 24, 2022
Property Address	397 MCDONALD RD, COVINGTON, GA 30014-5757
Document Number	0044290685
Book / Page	4429 / 685
Instrument Date	Aug 24, 2022
Instrument	2022-004545
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 MCDONALD RD, COVINGTON, GA 30014-5757

Mortgage

Document Number	0000147803
Date	Aug 24, 2022
Instrument	147803

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2052

August 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 24, 2022
Property Address	397 MCDONALD RD, COVINGTON, GA 30014-5757
Document Number	0044290685
Book / Page	4429 / 685
Instrument Date	Aug 24, 2022
Instrument	2022-004545
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 MCDONALD RD, COVINGTON, GA 30014-5757

Mortgage

Document Number	0000147803
Date	Aug 24, 2022
Instrument	147803

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 397 McDonald Rd was $1,690 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00 Homeowner's exemption	$72,080 Land $13,000 Building $59,080	$180,200 Land $32,500 Building $147,700
2023		$67,600 Land $7,400 Building $60,200	$169,000 Land $18,500 Building $150,500
2022	$1,646.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 McDonald Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 McDonald Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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