397 McCarthy St, Keystone, NE 69144 Property Records

Keith County property record for 397 McCarthy St, Keystone, NE 69144 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,549 sqft · built 2006
Lot Size	0.622 acres (27,115 sqft)
Owner	Individual Name on File
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2863-05-0-01040-007-0024`

Property Details

APN / Parcel Number

Primary APN	`2863-05-0-01040-007-0024`
Alternative APN	`104002400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,549 sqft Living Area
Basement Area	2,789 sqft

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	27,115 sqft (0.622 acres)
Lot Dimensions	170 ft deep x 159 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	397 MCCARTHY ST
City	KEYSTONE
State	NE
Zip	69144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 16 THRU 21 BLK 7 1ST ADD 1A-O----16
Legal Block	7
Legal Lot Number	16-21
Jurisdiction	KEITH NE
Township / Civil Division	WHITETAIL
Census Block Group	1
Census Block	1335
Census Tract	300

Owner

Source: Keith County records · APN 2863-05-0-01040-007-0024

Assessment roll updated December 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 191, KEYSTONE, NE 69144-0191
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 08, 2007
Transfer Doc	0200700836
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEITH NE
Property Address	397 MCCARTHY ST, KEYSTONE, NE 69144
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201701009
Date	Jun 15, 2017
Instrument	2017-01009

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	OGALLALA, NE 69153

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Keith County records · Assessment roll updated December 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Keith County
Unified School District	Ogallala Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,486.00 (-33.64%)	$351,510 (+0.69%) Land $5,085 Building $346,425	$351,510 (+0.69%) Land $5,085 Building $346,425
2023	$3,746.00	$349,110 Land $5,085 Building $344,025	$349,110 Land $5,085 Building $344,025

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Keith County (31101C), updated September 30, 2005 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 311010003001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 1 of 3 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.