397 Martingale Dr, Franklin, TN 37067 Property Records

Williamson County property record for 397 Martingale Dr, Franklin, TN 37067

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,687 sqft · built 1996
Lot Size	0.975 acres (42,502 sqft)
Owner	Individual Name on File
Last Sale	$745,000 (May 2020)
Tax Bill	$4,322 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094089M A 00900`

Property Details

APN / Parcel Number

Primary APN	`094089M A 00900`

Interior

Full Baths	5.5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	4,687 sqft Living Area
1st Floor Area	3,107 sqft
2nd Floor Area	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	42,502 sqft (0.975 acres)
Lot Dimensions	269 ft deep x 158 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	700 sqft
Porch	Porch
Porch Area	602 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	397 MARTINGALE DR
City	FRANKLIN
State	TN
Zip	37067-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SE
Legal Description	SUBD CEDARMONT FARMS PH 6 PB 20 PG 105 LOT 0186
Legal Subdivision	CEDARMONT FARMS
Legal Phase	6
Legal Lot Number	186 158
Jurisdiction	WILLIAMSON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2014
Census Tract	51002

Owner

397 Martingale Dr is owned and occupied by an individual who bought it in May 2020.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	397 MARTINGALE DR, FRANKLIN, TN 37067-5015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BANK
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Jul 15, 1996 · Amount on File
Deed Document Number	20022881
Deed Book / Page	8004 / 733
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	397 MARTINGALE DR, FRANKLIN, TN 37067-5015
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087000124
Date	Aug 27, 2021
Book Page	8700/124
Instrument	21051528

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 18, 2020
Property Address	397 MARTINGALE DR, FRANKLIN, TN 37067-5015
Document Number	0080040733
Book / Page	8004 / 733
Map Reference	MB 11 PG 109
Instrument Date	May 15, 2020
Instrument	20022881
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,756.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 MARTINGALE DR, FRANKLIN, TN 37067-5015

Mortgage

Document Number	0020022882
Date	May 18, 2020
Instrument	20022882

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 397 Martingale Dr was $4,322, down 46.2% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,322.00 (-46.19%)	$332,450 Land $80,000 Building $252,450	$1,329,800 Land $320,000 Building $1,009,800
2024	$8,032.00 (+1%)
2023	$4,016.00	$213,625 (-) Land $45,000 Building $168,625	$854,500 (-) Land $180,000 Building $674,500
2022	$4,016.00	$213,625 Land $45,000 Building $168,625	$854,500 Land $180,000 Building $674,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 Martingale Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2010–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Martingale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250

May also be available: Verizon.

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