397 Mansion St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 397 Mansion St, Poughkeepsie, NY 12601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,578 sqft · built 1940
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Oct 2022)
Tax Bill	$8,175 (2025)
Deeds & Mortgages	Oct 2022 Refinance Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6162-81-592061-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6162-81-592061-0000`
Alternative APNs	`130000616200815920610000` `131300 6.162-81-592.61` `310033`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	1,911 sqft
1st Floor Area	1,036 sqft
Upper Floors Area	542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	163 ft deep x 101 ft wide
View / Lot	Urban
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	310033
Street Address	397 MANSION ST
City	POUGHKEEPSIE
State	NY
Zip	12601-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	0.41 AC
Legal Block	81
Legal Lot Number	592
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	2
Census Block	2004
Census Tract	220300

Owner

397 Mansion St is owned by an individual who bought it in October 2022.

Source: Dutchess County and Poughkeepsie City records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	261 N BROOKSIDE AVE, FREEPORT, NY 11520-1303
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HSBC BANK USA
Oct 14, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HSBC BANK USA
Oct 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HSBC BANK USA
Oct 14, 2022	Deed, Transfer · Stand-Alone First Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	Dec 11, 2015 · Amount on File
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	397 MANSION ST, POUGHKEEPSIE, NY 12601-3507
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055069
Date	Oct 14, 2022
Instrument	55069

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	397 MANSION ST, POUGHKEEPSIE, NY 12601-3507
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055070
Date	Oct 14, 2022
Instrument	55070

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	397 MANSION ST, POUGHKEEPSIE, NY 12601-3507
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055069
Date	Oct 14, 2022
Instrument	55069

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Oct 14, 2022
Property Address	397 MANSION ST, POUGHKEEPSIE, NY 12601-3507
Document Number	0000053769
Instrument Date	Oct 4, 2022
Instrument	2022-53769
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	261 N BROOKSIDE AVE, FREEPORT, NY 11520-1303

Mortgage

Document Number	0000055068
Date	Oct 14, 2022
Instrument	55068

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000055070
Date	Oct 14, 2022
Instrument	55070

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 397 Mansion St was $8,175.

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,175.00	$327,500 (+12.47%) Land $36,000 Building $291,500	$327,500 (+12.47%) Land $36,000 Building $291,500
2024		$291,200 (+4%) Land $36,000 Building $255,200	$291,200 (+4%) Land $36,000 Building $255,200
2023		$280,000 (+14.15%) Land $36,000 Building $244,000	$280,000 (+14.15%) Land $36,000 Building $244,000
2022		$245,300 Land $36,000 Building $209,300	$245,300 Land $36,000 Building $209,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 397 Mansion St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Mansion St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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