397 Main St, Cromwell, CT 06416 Property Records

Cromwell Town property record for 397 Main St, Cromwell, CT 06416

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jun 2018)
Tax Bill	$10,835 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-11`

Property Details

APN / Parcel Number

Primary APN	`55-11`
Alternative APNs	`CROM M:00086800` `M:55 B:45 L:11` `86800`

Interior

Units	2 Units

Exterior

Lot Area	33,977 sqft (0.78 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	86800
Street Address	397 MAIN ST
City	CROMWELL
State	CT
Zip	06416-2310
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	IND
Legal Block	45
Legal Lot Number	11
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	3
Census Block	3017
Census Tract	570300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main Street Historic District listed 1985 · 66 contributing resources · NRIS 85003389

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

397 Main St, a commercial property, is owned by an individual who bought it in June 2018.

Source: Cromwell Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	397 MAIN ST, CROMWELL, CT 06416-2310
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Balloon Mortgage SPRING EQ LLC
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage GARDEN ST HM LNS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Feb 4, 1994 · Amount on File
Deed Book / Page	1623 / 321
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	397 MAIN ST, CROMWELL, CT 06416-2310
Transaction Type	Mortgage
Record Updated	Nov 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001717-144
Date	Mar 31, 2021
Book Page	1717/144
Instrument	894

Lender

Name	SPRING EQ LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Jun 19, 2018
Property Address	397 MAIN ST, CROMWELL, CT 06416-2310
Document Number	1623-321
Book / Page	001623 / 000321
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1623-324
Date	Jun 19, 2018
Book Page	001623/000324

Lender

Name	GARDEN ST HM LNS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 397 Main St was $10,835.

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,835.00	$351,890 Land $66,850 Building $285,040	$246,323 Land $46,795 Building $199,528
2024	$10,835.00 (+4.7%)
2023	$10,349.00 (+3.35%)	$351,890 (+17.12%) Land $66,850 Building $285,040
2022	$10,014.00	$300,440 Land $63,980 Building $236,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 397 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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