Walton County property record for 397 Linkside Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,401 sqft · built 1980 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (Apr 2022) |
| Tax Bill | $2,149 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 27-2S-21-42120-000-3970 |
| Primary APN | 27-2S-21-42120-000-3970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,401 sqft Living Area |
| Gross Area | 1,739 sqft |
| 1st Floor Area | 1,401 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 4,574 sqft (0.105 acres) |
| Lot Dimensions | 99 ft deep x 47 ft wide |
| Driveway | Brick Driveway |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 164 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 397 LINKSIDE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | PARCEL 397 LINKSIDE VILLAGE UNIT I PB 5-38 OR 1280-127 OR 1301-219 OR 1549-216 OR 1549-229 OR 2352-805 OR 2653-1634 OR 3081-1940 OR 3248-954 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | LINKSIDE VILLAGE UNIT |
| Legal Block | 39 |
| Legal Lot Number | 3970 |
| Legal Unit | 1 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950609 |
Source: Walton County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 755 GRAND BOULEVARD B105 232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Mar 20, 2019 | Deed of Trust, Mortgage · ARM PENTAGON FCU |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU |
| Aug 3, 2018 | Warranty Deed, Transfer · ARM PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Prior Sale | Aug 3, 2018 · Amount on Record |
| Deed Document Number | 202217983 |
| Deed Book / Page | 3248 / 954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 18, 2022 |
| Property Address | 397 LINKSIDE DR, MIRAMAR BEACH, FL 32550-4503 |
| Document Number | 0032480954 |
| Book / Page | 3248 / 954 |
| Map Reference | MB 5 PG 38-38C |
| Instrument Date | Apr 14, 2022 |
| Instrument | 20220017983 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,955.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 Q ST, 302, LENOIR CITY, TN 37771-2621 |
| Name | Verified Name |
|---|---|
| Address | 755 GRAND BLVD # 232, 232, MIRAMAR BEACH, FL 32550-1838 |
| Document Number | 0003248956 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 3248/956 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 397 LINKSIDE DR, MIRAMAR BEACH, FL 32550-4503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031000177 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 3100/0177 |
| Instrument | 20190008283 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Aug 1, 2023 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.87% |
| Index | 5-Year CMT |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 397 LINKSIDE DR, MIRAMAR BEACH, FL 32550-4503 |
| Document Number | 0031461888 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 397 LINKSIDE DR MIRAMAR BEACH FL 325504503, MIRAMAR BEACH, FL 32550-4503 |
| Document Number | 0031461888 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 003146/001888 |
| Instrument | 20419 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 3, 2018 |
| Property Address | 397 LINKSIDE DR, MIRAMAR BEACH, FL 32550-4503 |
| Document Number | 0030811940 |
| Book / Page | 3081 / 1940 |
| Map Reference | MB5 PG38-38C |
| Instrument Date | Jul 27, 2018 |
| Instrument | 2018000026151 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3451 HUNTING RUN RD, 3451, MEDINA, OH 44256-8200 |
| Name | Verified Name |
|---|---|
| Address | 625 SPENCER DR, FORT WALTON BEACH, FL 32547-2301 |
| Document Number | 2018000026152 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018000026152 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Aug 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 8.87% |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,149.00 (+2.09%) Homeowner's exemption | $276,520 (-45.82%) | $556,632 (+9.06%) Land $76,572 Building $480,060 |
| 2024 | $2,105.00 (+4.1%) | ||
| 2023 | $2,022.00 (+24.35%) Homeowner's exemption | $510,368 (+13.56%) Land $76,572 Building $433,796 | $510,368 (+13.56%) Land $76,572 Building $433,796 |
| 2022 | $1,626.00 Homeowner's exemption | $449,415 Land $84,995 Building $364,420 | $449,415 Land $84,995 Building $364,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.
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