Marion County property record for 397 Lake Dr, Ocala, FL 34472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,049 sqft · built 2001 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Feb 2001) |
| Tax Bill | $3,470 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9071-0002-18 |
| Primary APN | 9071-0002-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,049 sqft Living Area |
| 1st Floor Area | 3,049 sqft |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 149 ft deep x 88 ft wide |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 981 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 548 sqft |
| Patio Area | 981 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2987634000 |
|---|---|
| Old Parcel Number | 9071000218 |
| Street Address | 397 LAKE DR |
| City | OCALA |
| State | FL |
| Zip | 34472-5047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SEC 04 TWP 16 RGE 23 |
| Legal Range | 23E |
| Legal Township | 16S |
| Legal Section | 04 |
| Legal Subdivision | LAKE DIAMOND GOLF & CC PH 02 |
| Legal Block | B |
| Legal Lot Number | 18 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1210 |
397 Lake Dr is owned and occupied by two individuals who bought it in February 2001.
Source: Marion County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 923 LAKE SHORE DR, BOWIE, MD 20721-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2001 · Amount on File |
| Deed Sale | Feb 1, 2001 · Amount on File |
| Prior Sale | Apr 20, 2000 · Amount on File |
| Deed Document Number | 0002919505 |
| Deed Book / Page | 2779 / 1784 |
| Prior Transfer Date | Jun 20, 2000 |
| Prior Transfer Doc | 2000-056966 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 397 LAKE DR, OCALA, FL 34472-5047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0065580953 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 6558/0953 |
| Instrument | 2017031120 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2032 |
The 2025 property tax bill for 397 Lake Dr was $3,470 with a homeowner's exemption.
Source: Marion County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,470.00 Homeowner's exemption | $231,448 Land $37,620 Building $193,828 | $464,986 Land $37,620 Building $427,366 |
| 2023 | $3,132.00 (+2.92%) Homeowner's exemption | $218,374 (+3%) Land $26,532 Building $191,842 | $411,317 (+0.87%) Land $26,532 Building $384,785 |
| 2022 | $3,043.00 Homeowner's exemption | $212,014 | $407,779 Land $26,532 Building $381,247 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 397 Lake Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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