397 Lake Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 397 Lake Ave, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,460 sqft · built 1920
Lot Size	0.048 acres (2,112 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (Aug 2022)
Tax Bill	$3,085 (2025)
Deeds & Mortgages	Aug 2022 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-003-00060`

Property Details

APN / Parcel Number

Primary APN	`41-003-00060`
Alternative APN	`WORC M:41 B:003 L:00060`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,460 sqft Living Area
Gross Area	3,950 sqft
1st Floor Area	1,230 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,112 sqft (0.048 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	41-003-00060
Street Address	397 LAKE AVE
City	WORCESTER
State	MA
Zip	01604-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Subdivision	HERITAGE BLDG SALISBURY WEST
Legal Block	3
Legal Lot Number	60
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2010
Census Tract	732301

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	332 MAIN ST, WORCESTER, MA 01608-1517
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Quit Claim Deed, Transfer
Sep 30, 2020	Quit Claim Deed, Transfer · Conventional Mortgage JEFFREY CRUMB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	202285961
Deed Book / Page	68022 / 249
Transfer Doc	1520000375
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 4, 2022
Property Address	397 LAKE AVE, WORCESTER, MA 01604-1313
Document Number	068022-249
Book / Page	68022 / 249
Instrument Date	Jul 28, 2022
Instrument	85961
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 MAIN ST # STE70, STE70, WORCESTER, MA 01608-1604

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 30, 2020
Property Address	397 LAKE AVE, WORCESTER, MA 01604-1313
Document Number	63392-353
Book / Page	063392 / 000353
Instrument Date	Sep 17, 2020
Instrument	115164
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 LAKE AVE WORCESTER MA 016041313, WORCESTER, MA 01604-1313

Mortgage

Document Number	63392-356
Date	Sep 30, 2020
Book Page	063392/000356
Instrument	115165

Lender

Name	JEFFREY CRUMB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,085.00 (-16.28%)	$233,900 (-8.99%) Land $62,400 Building $171,500	$372,305 (+1.4%)
2024			$367,175
2023	$3,685.00	$257,000 Land $53,700 Building $203,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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