397 Kingsbridge Rd, Madison, MS 39110 Property Records

Madison County property record for 397 Kingsbridge Rd, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4,082 sqft · built 2004
Owner	2 Owner Names on Record
Tax Bill	$4,241 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072E-22C-005/24`

Property Details

APN / Parcel Number

Primary APN	`072E-22C-005/24`
Alternative APNs	`072E-22C-005/24.00` `40598`

Interior

Stories	1 Story
Building Area	4,082 sqft Adjusted Area
1st Floor Area	3,025 sqft
2nd Floor Area	273 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	700 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	40598
Old Parcel Number	072E-22C-005/24.00
Street Address	397 KINGSBRIDGE RD
City	MADISON
State	MS
Zip	39110-8488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 WRIGHTS MILL PT 2B
Legal Range	02E
Legal Township	07N
Legal Section	22
Legal Subdivision	WRIGHTS MILL PT 2B
Legal Lot Number	73
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	30110

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	397 KINGSBRIDGE RD, MADISON, MS 39110-8488
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit MERCHANTS & PLANTERS BANK
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & PLANTERS BANK
Jan 5, 2017	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 25, 2004
Transfer Doc	0017450819
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	397 KINGSBRIDGE RD, MADISON, MS 39110-8488
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 KINGSBRIDGE RD, MADISON, MS 39110-8488

Mortgage

Document Number	004287/857
Date	Dec 19, 2022
Book Page	4287/857
Instrument	973924

Lender

Name	MERCHANTS & PLANTERS BANK
Type	Bank
Address	CLINTON, MS 39056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	397 KINGSBRIDGE RD, MADISON, MS 39110-8488
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 KINGSBRIDGE RD, MADISON, MS 39110-8488

Mortgage

Document Number	4095/374
Date	Sep 1, 2021
Book Page	4095/374
Instrument	935448

Lender

Name	MERCHANTS & PLANTERS BANK
Type	Bank
Address	RAYMOND, MS 39154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	397 KINGSBRIDGE RD, MADISON, MS 39110-8488
Document Number	0000803823
Book / Page	003433 / 000260
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	397 KINGSBRIDGE RD MADISON MS 391108488, MADISON, MS 39110-8488

Mortgage

Document Number	0000803823
Date	Jan 12, 2017
Book Page	003433/000260
Instrument	803823

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2032

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,241.00 Homeowner's exemption	$38,974 (-)	$389,740 (-) Land $65,000 Building $324,740
2024	$4,241.00
2023	$4,241.00 Homeowner's exemption	$38,974	$389,740 Land $65,000 Building $324,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2003 · Severe Storms, Tornadoes, Floods

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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