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397 King Rd, Schuylerville, NY 12871 Property Records

Saratoga County and Northumberland Town property record for 397 King Rd, Schuylerville, NY 12871

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 3,183 sqft · built 2010
Lot Size23.4 acres (1,020,175 sqft)
Owner2 Individual Names on File
Last Sale$898,000 (Jun 2026)
Tax Bill$13,431 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Jun 2026 Sale & Mortgage
APN414600 143.-1-17.2

Property Details

APN / Parcel Number

Primary APN414600 143.-1-17.2
Alternative APN
  • 460014300000010170020000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,183 sqft Living Area
1st Floor Area2,071 sqft
2nd Floor Area859 sqft
Upper Floors Area253 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area1,020,175 sqft (23.4 acres)
Lot Width1,708 ft Width
Garage TypeAttached
Garage Area690 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address397 KING RD
CitySCHUYLERVILLE
StateNY
Zip12871-2013
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code07 - MIXED
Legal DescriptionLOT 4
Legal Block1
Legal Lot Number17.002
JurisdictionSARATOGA NY
Township / Civil DivisionNORTHUMBERLAND
Census Block Group1
Census Block1040
Census Tract60800

Owner

397 King Rd, a rural home, is owned by two individuals who bought it in June 2026.

Source: Saratoga County and Northumberland Town records, as of June 16, 2026

Owner of Record2 Individual Names on File
Mailing Address2008 BROOKE CIR, WATERVLIET, NY 12189-3124
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES FCU
Jun 3, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE, INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2026 · Amount on File
Deed SaleJun 3, 2026 · Amount on File
Prior SaleFeb 28, 2011 · Amount on File
Deed Document Number202615768
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address397 KING RD, SCHUYLERVILLE, NY 12871-2013
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000011201
DateMar 25, 2022
Instrument2022011201
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueApr 1, 2037
Interest
Rate TypeAdjustable Rate

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARATOGA NY
Recording DateJun 3, 2026
Property Address397 KING RD, SCHUYLERVILLE, NY 12871-2013
Document Number0000015768
Instrument DateMay 22, 2026
Instrument202615768
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$362,792.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0000015769,
DateJun 3, 2026
Instrument202615769
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 397 King Rd was $13,431.

Source: Saratoga County and Northumberland Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionNorthumberland Town
Unified School DistrictSchuylerville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,431.00$461,300 Land $52,700 Building $408,600$823,750 Land $94,107 Building $729,643
2023$461,300 Land $52,700 Building $408,600$732,222 Land $83,651 Building $648,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 397 King Rd; there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2019)
Claims Outside the SFHA1 of 6
Most Recent ClaimApr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 King Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Hudson Valley Wireless
Fixed Wireless		25 / 4

Cell Coverage

4G LTE (outdoors only), no 5G reported

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