397 J Smith Rd, Mount Olive, MS 39119 Property Records

Simpson County property record for 397 J Smith Rd, Mount Olive, MS 39119

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,682 sqft · built 1965
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,500 (Sep 2008)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan Oct 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11526`

Property Details

APN / Parcel Number

Primary APN	`11526`
Alternative APN	`11860140000000000900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,682 sqft Adjusted Area
1st Floor Area	2,124 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	113,256 sqft (2.6 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	397 J SMITH RD
City	MOUNT OLIVE
State	MS
Zip	39119-5742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.6 ACS PT NE 1/4 NW 14 SEC 14 & PT SE 1/4 SW 1/4 SEC 11-10-17DB 450-7 9 61
Legal Range	17W
Legal Township	10N
Legal Section	14
Legal Subdivision	11 10N 17W
Jurisdiction	SIMPSON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	950402

Owner

Source: Simpson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 SIMPSON HIGHWAY 149, MAGEE, MS 39111-8881
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO
Oct 6, 2020	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO
Jan 7, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2008 · Amount on Record
Deed Sale	Sep 19, 2008 · Amount on Record
Deed Document Number	2008284660
Deed Book / Page	2184 / 558
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON MS
Property Address	397 J SMITH RD, MOUNT OLIVE, MS 39119-5742
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002428/543
Date	Oct 6, 2020
Book Page	2428/543
Instrument	202004078

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2021

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON MS
Property Address	397 J SMITH RD, MOUNT OLIVE, MS 39119-5742
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002428/518
Date	Oct 6, 2020
Book Page	2428/518
Instrument	202004068

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2021

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIMPSON MS
Recording Date	Jan 7, 2020
Property Address	397 J SMITH RD, MOUNT OLIVE, MS 39119-5742
Document Number	002414/272
Book / Page	2414 / 272
Instrument Date	Jan 3, 2020
Instrument	20202000095
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 BILLY RAY RD, MAGEE, MS 39111-3049

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Simpson County
Unified School District	Simpson County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,265.00 (+19.9%) Homeowner's exemption	$22,437 (+16.54%)	$224,370 (+16.54%) Land $12,440 Building $211,930
2024	$1,889.00 (+1,716.35%) Homeowner's exemption	$19,252 (+1,138.87%)	$192,520 (+1,138.87%) Land $12,440 Building $180,080
2023	$104.00 (-0.95%) Homeowner's exemption	$1,554 (-)	$15,540 (-) Land $8,940 Building $6,600
2022	$105.00 Homeowner's exemption	$1,554	$15,540 Land $8,940 Building $6,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 70% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKATOMA WATER ASSOCIATION #1 public/private · serves 3,981 people · EPA ID MS0640009
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
TEC Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Nearby Properties on J Smith Rd

Nearby Streets

All Mount Olive, MS Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures