397 Highgate Dr, Hartfield, VA 23071 Property Records

Middlesex County property record for 397 Highgate Dr, Hartfield, VA 23071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 2024
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$348,215 (Apr 2025)
Tax Bill	$1,411 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37 20 27`

Property Details

APN / Parcel Number

Primary APN	`37 20 27`
Alternative APN	`16750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	3,716 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16750
Street Address	397 HIGHGATE DR
City	HARTFIELD
State	VA
Zip	23071-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	FAIRFIELD TRACE .161 AC D11-1285 SL33-5-10 D13-1616 D13-2254 D20-1648 D24-1881
Legal Subdivision	FAIRFIELD TRACE SD
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	1
Census Block	1056
Census Tract	951000

Owner

397 Highgate Dr is owned and occupied by an individual who bought it in April 2025.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	397 HIGHGATE DR, AMBLER, PA 19002-1560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Apr 24, 2025	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Dec 10, 2024	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 10, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	Dec 10, 2024 · Amount on File
Deed Document Number	2025667
Prior Transfer Date	Jul 1, 2020
Prior Transfer Doc	0000001648
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	397 HIGHGATE DR, HARTFIELD, VA 23071-2119
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	THE CLOSING SHOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0220000313
Date	Feb 9, 2022
Instrument	220000313

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Apr 24, 2025
Property Address	397 HIGHGATE DR, HARTFIELD, VA 23071-2119
Document Number	0250000667
Instrument Date	Apr 21, 2025
Instrument	250000667
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 HIGHGATE DR, HARTFIELD, VA 23071-2119

Mortgage

Document Number	0250000668
Date	Apr 24, 2025
Instrument	250000668

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Dec 10, 2024
Property Address	397 HIGHGATE DR, HARTFIELD, VA 23071-2119
Document Number	0240001881
Instrument Date	Dec 4, 2024
Instrument	240001881
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 DISCOVERY PARK BLVD STE 201, 201, WILLIAMSBURG, VA 23188-2882
Investor	Possibly a Property Investor

September 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Sep 10, 2020
Property Address	397 HIGHGATE DR, HARTFIELD, VA 23071-2119
Document Number	0200001648
Instrument Date	Jul 1, 2020
Instrument	200001648
Transaction Type	Foreclosure
Record Updated	May 21, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 474, HAYES, VA 23072-0474
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 397 Highgate Dr was $1,411, up 1,056.6% from the year before.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,411.00 (+1,056.56%)	$231,400 (+1,057%) Land $43,000 Building $188,400	$231,400 (+1,057%) Land $43,000 Building $188,400
2025	$122.00	$20,000 Land $20,000	$20,000 Land $20,000
2023	$122.00	$20,000 Land $20,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 397 Highgate Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (2001–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 4 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Highgate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOWS MOBILE HOME ESTATES private · serves 105 people · EPA ID VA4119527
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Highgate Dr

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