397 High Plain Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 397 High Plain Rd, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,568 sqft · built 1972
Lot Size1.25 acres (54,450 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Sep 2002)
Tax Bill$9,491 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNANDO M:00207 B:00004 L:00000

Property Details

APN / Parcel Number

Primary APNANDO M:00207 B:00004 L:00000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,568 sqft Living Area
Gross Area2,478 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,450 sqft (1.25 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address397 HIGH PLAIN RD
CityANDOVER
StateMA
Zip01810-3234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRC
Legal Block4
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group2
Census Block2000
Census Tract254402

Owner

Source: Essex County and Andover Town records · APN ANDO M:00207 B:00004 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address397 HIGH PLAIN RD, ANDOVER, MA 01810-3234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 03, 2002 · Amount on Record
Deed SaleSep 03, 2002 · Amount on Record
Deed Book / Page7058 / 26
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address397 HIGH PLAIN RD, ANDOVER, MA 01810-3234
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16376-287
DateJul 01, 2020
Book Page16376/287
Instrument16290
Lender
NameHARVARD UNIVERSITY CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueAug 01, 2045

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,491.00 (+0.12%)$759,900 (+3.25%) Land $461,300 Building $298,600$854,145
2024$9,480.00 (+4.39%)$736,000 (+10.71%) Land $448,000 Building $288,000
2023$9,081.00$664,800 Land $404,000 Building $260,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1996 · Extreme Weather Conditons And Flooding

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 127 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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