Union Parish property record for 397 Henry Smith Rd, Bernice, LA 71222
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,238 sqft · built 1988 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Mar 2007) |
| Tax Bill | $2,819 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40140882 |
| Primary APN | 40140882 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,238 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Mixed |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 2,950 sqft |
| Canopy | 712 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 606320 |
|---|---|
| Street Address | 397 HENRY SMITH RD |
| City | BERNICE |
| State | LA |
| Zip | 71222-5521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 & 8 OF HOLLY GARDENS SUB. AND BEGIN AT A POINT 658.8 FT. SOUTH AND 587.8 FT. WEST OF NEC SE NW SEC. 32, RUN S. 30 FT., |
| Legal Subdivision | HOLLY GARDENS 1 |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | UNION LA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 960300 |
Source: Union Parish records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 397 HENRY SMITH RD, BERNICE, LA 71222-5521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2007 · Amount on Record |
| Deed Sale | Mar 30, 2007 · Amount on Record |
| Deed Document Number | 338410 |
| Deed Book / Page | 1179 / 78 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION LA |
| Property Address | 397 HENRY SMITH RD, BERNICE, LA 71222-5521 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | MAGIC TITLE SERVICES INC, AGTIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100413546 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-00413546 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Union Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Union Parish |
| Unified School District | Union Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,819.00 (+52.63%) Homeowner's exemption | $32,826 (+13.15%) Land $7,000 Building $25,826 | $328,260 (+13.16%) Land $70,000 Building $258,260 |
| 2023 | $1,847.00 Homeowner's exemption | $29,010 Land $6,500 Building $22,510 | $290,096 Land $65,000 Building $225,096 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 92 policies |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 104 (1989–2026) |
| Claims Outside the SFHA | 22 of 104 |
| Most Recent Claim | Jun 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARBONNE WS SOUTH private · serves 3,261 people · EPA ID LA1111023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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