397 Harper Ln, Waco, GA 30182 Property Records

Carroll County property record for 397 Harper Ln, Waco, GA 30182

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,206 sqft · built 2001
Lot Size	10.4 acres (453,024 sqft)
Owner	2 Individual Names on Record
Tax Bill	$471 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`038--0002`

Property Details

APN / Parcel Number

Primary APN	`038--0002`
Alternative APN	`19075`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,206 sqft Heated Area
1st Floor Area	2,828 sqft
2nd Floor Area	1,378 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	453,024 sqft (10.4 acres)
Garage Area	1,000 sqft
Porch	Porch
Porch Area	872 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19075
Old Parcel Number	038 0002
Street Address	397 HARPER LN
City	WACO
State	GA
Zip	30182-3268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	HSE/10.4 AC HARPER LN
Jurisdiction	CARROLL GA
Township / Civil Division	MOUNT ZION
Census Block Group	2
Census Block	2040
Census Tract	910302

Owner

Source: Carroll County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 HARPER LN, WACO, GA 30182-3268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL GA
Property Address	397 HARPER LN, WACO, GA 30182-3268
Document Number	0058670614
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 HARPER LN WACO GA 301823268, WACO, GA 30182-3268

Mortgage

Document Number	0058670614
Date	Nov 12, 2020
Book Page	005867/000614

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 11, 2060

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Carroll County
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$471.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$314,859 (-) Land $42,355 Building $272,504	$787,147 (-) Land $105,888 Building $681,259
2024	$471.00 (+11.08%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$314,859 (+12%) Land $42,355 Building $272,504	$787,147 (+12%) Land $105,888 Building $681,259
2023	$424.00 (-92.35%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$281,132 (+27.28%) Land $33,884 Building $247,248	$702,829 (+27.28%) Land $84,710 Building $618,119
2022	$5,539.00 Homeowner's exemption Senior Citizen's exemption	$220,870 Land $22,589 Building $198,281	$552,176 Land $56,473 Building $495,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 98.4% of Georgia
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Harper Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures