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  5. Hardesty Loop Rd

397 Hardesty Loop Rd, Newport, NC 28570 Property Records

Carteret County property record for 397 Hardesty Loop Rd, Newport, NC 28570 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,620 sqft · built 1996
Lot Size1.18 acres (51,619 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Apr 2009)
Tax Bill$1,291 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN6389.02.97.4633000

Property Details

APN / Parcel Number

Primary APN6389.02.97.4633000
Alternative APNs
  • 459228
  • 34711

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,620 sqft Heated Area
Gross Area1,022 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area51,619 sqft (1.18 acres)
Lot Dimensions340 ft deep x 154 ft wide
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area212 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number34711
Street Address397 HARDESTY LOOP RD
CityNEWPORT
StateNC
Zip28570-6041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACRE SR 1160 CORE CREEK
JurisdictionCARTERET NC
Township / Civil DivisionHARLOWE
Census Block Group1
Census Block1012
Census Tract970704

Owner

Source: Carteret County records · APN 6389.02.97.4633000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address397 HARDESTY LOOP RD, NEWPORT, NC 28570-6041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2020Deed of Trust, Mortgage · VA Mortgage
WEST TOWN BANK & TRUST
Oct 09, 2017Deed of Trust, Mortgage · VA Mortgage
FIRST INTERNET BK/IN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2009 · Amount on Record
Deed SaleApr 23, 2009 · Amount on Record
Deed Document Number0001305391
Deed Book / Page1305 / 391
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address397 HARDESTY LOOP RD, NEWPORT, NC 28570-6041
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016980385
DateDec 04, 2020
Book Page1698/385
Instrument1698385
Lender
NameWEST TOWN BANK & TRUST
TypeBank
AddressRALEIGH, NC 27615
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address397 HARDESTY LOOP RD, NEWPORT, NC 28570-6041
Document Number0015900067
Book / Page001590 / 000067
Instrument DateOct 09, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 HARDESTY LOOP RD NEWPORT NC 285706041, NEWPORT, NC 28570-6041

Mortgage

Document Number0015900067
DateOct 13, 2017
Book Page001590/000067
Lender
NameFIRST INTERNET BK/IN
TypeBank
AddressFISHERS, IN 46037
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 12, 2047

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,291.00 (+39.42%)$305,903 (+62.12%) Land $61,831 Building $244,072$305,903 (+62.12%) Land $61,831 Building $244,072
2023$188,688 Land $38,615 Building $150,073$188,688 Land $38,615 Building $150,073
2022$926.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319707041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims68 (1996–2018)
Claims Outside the SFHA15 of 68
Most Recent ClaimSep 2018, tidal / storm surge, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 25 claims
  • Hurricane Ophelia, Sep 2005 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Wildfire

Wildfire RiskHigh
above 72% of the US · above 94% of North Carolina
Wildfire LikelihoodAbout 1 in 316 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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