397 Gail Ave, Greer, SC 29651 Property Records

Greenville County property record for 397 Gail Ave, Greer, SC 29651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,524 sqft · built 1970
Lot Size	0.886 acres (38,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,000 (Jul 2023)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0537.03-05-011.00`

Property Details

APN / Parcel Number

Primary APN	`0537.03-05-011.00`
Alternative APNs	`202200016266788001` `202300015941388001` `202400009178588001` `202500008896188001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,524 sqft Living Area
Gross Area	2,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	38,594 sqft (0.886 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	202500008896188001
Street Address	397 GAIL AVE
City	GREER
State	SC
Zip	29651-5758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED
Legal Description	58,59,SEC A
Legal Subdivision	VALLEY HAVEN ACRES
Legal Block	05
Legal Lot Number	011.00
Jurisdiction	GREENVILLE SC
Township / Civil Division	GREER
Census Block Group	2
Census Block	2007
Census Tract	2506

Owner

Source: Greenville County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 GAIL AVE, GREER, SC 29651-5758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 10, 2023	Deed, Transfer
Jul 19, 2022	Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
May 2, 2019	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jan 18, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Document Number	202339333
Deed Book / Page	2692 / 5955
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	397 GAIL AVE, GREER, SC 29651-5758
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05804/5038
Date	Jan 3, 2025
Book Page	5804/5038
Instrument	2025000501

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	397 GAIL AVE, GREER, SC 29651-5758
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 GAIL AVE, GREER, SC 29651-5758

Mortgage

Document Number	05670/2047
Date	Jan 13, 2022
Book Page	5670/2047
Instrument	2022003599

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENVILLE SC
Recording Date	Jul 10, 2023
Property Address	397 GAIL AVE, GREER, SC 29651-5758
Document Number	02692/5955
Book / Page	2692 / 5955
Map Reference	MB GG PG 114
Instrument Date	Jun 30, 2023
Instrument	2023039333
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Amount	Amount Recorded
Tax	$1,112.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	397 GAIL AVE, GREER, SC 29651-5758

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENVILLE SC
Recording Date	Jul 19, 2022
Property Address	397 GAIL AVE, GREER, SC 29651-5758
Document Number	02663/1246
Book / Page	2663 / 1246
Map Reference	MB GG PG 114
Instrument Date	Jul 12, 2022
Instrument	2022056931
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,071.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	397 GAIL AVE, GREER, SC 29651-5758

Mortgage

Document Number	2022056932
Date	Jul 19, 2022
Instrument	2022056932

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	7.62%
Max Rate At Change	9.62%
Index	Other
Margin	6
Max Rate	12.6%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	397 GAIL AVE, GREER, SC 29651-5758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5512/1149
Date	Dec 18, 2019
Book Page	5512/1149
Instrument	2019100401

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENVILLE SC
Recording Date	May 2, 2019
Property Address	397 GAIL AVE, GREER, SC 29651-5758
Document Number	02564/5619
Book / Page	2564 / 5619
Map Reference	MB MM PG 167
Instrument Date	Apr 30, 2019
Instrument	2019031958
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 GAIL AVE, GREER, SC 29651-5758

Mortgage

Document Number	2019031959
Date	May 2, 2019
Instrument	2019031959

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GREENVILLE SC
Recording Date	Jan 18, 2019
Property Address	397 GAIL AVE, GREER, SC 29651-5758
Document Number	2557/1103
Book / Page	002557 / 001103
Instrument Date	Jan 8, 2019
Instrument	4921
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019

Transaction

Amount	Amount Recorded
Tax	$134.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 CRESTWOOD DR GREENVILLE SC 296091410, GREENVILLE, SC 29609-1410

Tax Assessment & Valuation

Source: Greenville County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Greenville County
Unified School District	Greenville County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,776.00 (+3.58%)	$18,740 (+15.04%) Land $2,160 Building $16,580	$477,580 (+17.25%)
2024	$2,680.00 (+6.69%)	$16,290 (+4.02%) Land $1,930 Building $14,360	$407,310 (+4.05%) Land $48,300 Building $359,010
2023	$2,512.00 (+61.54%)	$15,660 (+55.36%) Land $2,420 Building $13,240	$391,470 (+55.26%) Land $60,380 Building $331,090
2022	$1,555.00 Homeowner's exemption	$10,080 Land $1,270 Building $8,810	$252,140 Land $31,780 Building $220,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREER CPW serves 54,024 people · EPA ID SC2310005
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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