Clay County property record for 397 Fleming Dr, Fleming Island, FL 32003 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1974 |
| Lot Size | 0.366 acres (15,942 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,000 (Dec 2025) |
| Tax Bill | $1,456 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-05-26-014622-000-00 |
| Primary APN | 37-05-26-014622-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 1,954 sqft |
| 1st Floor Area | 1,674 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,942 sqft (0.366 acres) |
| Lot Dimensions | 121 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Pool Area | 496 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 624 sqft |
| Deck Area | 964 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 397 FLEMING DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-9327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 5 & 6 FLEMING OAKS REPLAT UNIT 1 AS REC OR 324 PG 623; 1594 PG 1688 & 1840 PG 217 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 37 |
| Legal Subdivision | FLEMING OAKS REPLAT UNIT 1 |
| Legal Lot Number | 5,6 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
Source: Clay County records · APN 37-05-26-014622-000-00
Assessment roll updated December 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 FLEMING DR, FLEMING ISLAND, FL 32003-9327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| Dec 01, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 01, 2025 | Warranty Deed, Transfer · Line of Credit 212 LOANS LLC |
| Dec 03, 2025 | Warranty Deed, Transfer · Line of Credit 212 LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2025 · Amount on Record |
| Deed Sale | Dec 03, 2025 · Amount on Record |
| Prior Sale | Dec 01, 2025 · Amount on Record |
| Deed Document Number | 202556567 |
| Deed Book / Page | 4993 / 414 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 01, 2026 |
| Property Address | 397 FLEMING DR, FLEMING ISLAND, FL 32003-9327 |
| Document Number | 0000026416 |
| Book / Page | 5050 / 1119 |
| Instrument Date | May 28, 2026 |
| Instrument | 202626416 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 397 FLEMING DR, FLEMING ISLAND, FL 32003-9327 |
| Document Number | 0000026417, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 202626417 |
| Name | FIRST FEDERAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 01, 2025 |
| Property Address | 397 FLEMING DR, FLEMING ISLAND, FL 32003-9327 |
| Document Number | 0049911916 |
| Book / Page | 4991 / 1916 |
| Map Reference | MB 10 PG 4&5 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025055963 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,044.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 419 FLEMING DR, FLEMING ISLAND, FL 32003-9328 |
| Name | Verified Name |
|---|---|
| Address | 4811 BEACH BLVD STE 107, 107, JACKSONVILLE, FL 32207-4826 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 01, 2025 |
| Property Address | 397 FLEMING DR, FLEMING ISLAND, FL 32003-9327 |
| Document Number | 0049911910 |
| Book / Page | 4991 / 1910 |
| Map Reference | MB 10 PG 4&5 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025055961 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 419 FLEMING DR, FLEMING ISLAND, FL 32003-9328 |
| Name | Verified Name |
|---|---|
| Address | 4811 BEACH BLVD STE 107, 107, JACKSONVILLE, FL 32207-4826 |
| Investor | Possibly a Property Investor |
| Document Number | 0049911920 |
|---|---|
| Date | Dec 01, 2025 |
| Book Page | 4991/1920 |
| Instrument | 2025055964 |
| Name | 212 LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRIENDSWOOD, TX 77546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | May 25, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 03, 2025 |
| Property Address | 397 FLEMING DR, FLEMING ISLAND, FL 32003-9327 |
| Document Number | 0049930414 |
| Book / Page | 4993 / 414 |
| Map Reference | MB 10 PG 4&5 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025056567 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,044.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4811 BEACH BLVD STE 107, 107, JACKSONVILLE, FL 32207-4826 |
| Name | Verified Name |
|---|---|
| Address | 1692 TRAFALGAR CT, ORANGE PARK, FL 32003-7293 |
| Investor | Possibly a Property Investor |
| Document Number | 0049911920 |
|---|---|
| Date | Dec 03, 2025 |
| Instrument | 4991/1920 |
| Name | 212 LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | May 25, 2026 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,456.00 (-12.71%) Homeowner's exemption | $135,665 (+5.99%) | $272,524 (+1.71%) Land $70,000 Building $202,524 |
| 2023 | $1,668.00 (+11.13%) Homeowner's exemption | $128,002 (+3%) | $267,944 (+10.17%) Land $70,000 Building $197,944 |
| 2022 | $1,501.00 Homeowner's exemption | $124,274 | $243,207 Land $70,000 Building $173,207 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 191 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force 177 of 191 on primary residences |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024, other causes |
| Flood Events |
|
| Wildfire Risk | Low above 2% of the US · above 2% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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