397 Fishtrap Rd, Marion, KY 42064 Property Records

Crittenden County property record for 397 Fishtrap Rd, Marion, KY 42064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1976
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2016)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`079-00-00-025.02`

Property Details

APN / Parcel Number

Primary APN	`079-00-00-025.02`
Alternative APNs	`106159` `139681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Basement Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	139681
Street Address	397 FISHTRAP RD
City	MARION
State	KY
Zip	42064-5837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 TOTAL AC & IMPR
Legal Subdivision	U S HIGHWAY NO 60
Jurisdiction	CRITTENDEN KY
Township / Civil Division	EAST CRITTENDEN
Census Block Group	1
Census Block	1070
Census Tract	930100

Owner

397 Fishtrap Rd is owned and occupied by an individual who acquired it in July 2022.

Source: Crittenden County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	397 FISHTRAP RD, MARION, KY 42064-5837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS BANK
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2016 · Amount on File
Deed Sale	Sep 26, 2016 · Amount on File
Prior Sale	Sep 8, 2010 · Amount on File
Deed Book / Page	231 / 798
Last Transfer Date	Jul 5, 2022
Transfer Doc	0246000021
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRITTENDEN KY
Recording Date	Aug 24, 2026
Property Address	397 FISHTRAP RD, MARION, KY 42064-5837
Document Number	0277000204
Book / Page	277 / 204
Instrument Date	Aug 7, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 FISHTRAP RD, MARION, KY 42064-5837

Mortgage

Document Number	0277000204,
Date	Aug 24, 2026
Book Page	277/204

Lender

Name	FARMERS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 10, 2036

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRITTENDEN KY
Property Address	397 FISHTRAP RD, MARION, KY 42064-5837
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/293
Date	Aug 20, 2021
Book Page	245/293
Instrument	214666

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRITTENDEN KY
Property Address	397 FISHTRAP RD, MARION, KY 42064-5837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	232/194
Date	Aug 21, 2019
Book Page	232/194
Instrument	152645

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 10, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 397 Fishtrap Rd was $1,297.

Source: Crittenden County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Crittenden County
Unified School District	Crittenden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00	$139,500 Land $5,000 Building $134,500	$139,500 Land $5,000 Building $134,500
2023	$1,281.00	$133,500 Land $5,000 Building $128,500	$133,500 Land $5,000 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 397 Fishtrap Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (2005–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Fishtrap Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRITTENDEN-LIVINGSTON CO WATER DISTRICT serves 9,571 people · EPA ID KY0700532
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T.

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