397 Emerson Loop, Pawleys Island, SC 29585 Property Records

Georgetown County property record for 397 Emerson Loop, Pawleys Island, SC 29585

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,098 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Jun 2022)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-0205-051-01-00`

Property Details

APN / Parcel Number

Primary APN	`04-0205-051-01-00`
Alternative APN	`75420`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,098 sqft Living Area
1st Floor Area	1,346 sqft
2nd Floor Area	752 sqft

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Covered Porch
Patio Area	310 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	75420
Street Address	397 EMERSON LOOP
City	PAWLEYS ISLAND
State	SC
Zip	29585-6840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT Y ; PLT 3518-343
Legal Lot Number	Y
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	4
Census Block	4012
Census Tract	920504

Owner

397 Emerson Loop is owned and occupied by an individual who bought it in June 2022.

Source: Georgetown County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	397 EMERSON LOOP, PAWLEYS ISLAND, SC 29585-6840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 21, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Dec 21, 2020
Deed Document Number	202200007769
Deed Book / Page	4370 / 278
Record Updated	Jun 8, 2026

June 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jun 15, 2022
Property Address	397 EMERSON LOOP, PAWLEYS ISLAND, SC 29585-6840
Document Number	04370/0278
Book / Page	4370 / 278
Map Reference	MB 3518 PG 343
Instrument Date	Jun 12, 2022
Instrument	202200007769
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,547.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	397 EMERSON LOOP, PAWLEYS ISLAND, SC 29585-6840

Mortgage

Document Number	202200007770
Date	Jun 15, 2022
Instrument	202200007770

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 21, 2020
Property Address	397 EMERSON LOOP, PAWLEYS ISLAND, SC 29585-6840
Document Number	3977/0195
Book / Page	003977 / 000195
Instrument Date	Dec 19, 2020
Instrument	15111
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14323 OCEAN HWY #4119 PAWLEYS ISLAND SC 295854817, 4119, PAWLEYS ISLAND, SC 29585-4817

Tax Assessment & Valuation

The 2025 property tax bill for 397 Emerson Loop was $3,141.

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,141.00	$27,582 Land $4,564 Building $23,018	$710,100 Land $117,500 Building $592,600
2023	$2,679.00 (+80.04%)	$21,660 (+77.98%) Land $4,400 Building $17,260	$541,500 (+77.95%) Land $110,000 Building $431,500
2022	$1,488.00	$12,170 Land $2,600 Building $9,570	$304,300 Land $65,000 Building $239,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 Emerson Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Emerson Loop is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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